What Software Developers earn in Arapahoe County, CO
According to the latest federal wage data for the Denver-Aurora-Centennial, CO metropolitan area, the median pay for Software Developers in Arapahoe County, CO is $137,610 a year, or $66.16 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $99,595 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Arapahoe County, CO.
The mean wage is $149,400, which is 8.6% above the median, a sign that a group of high earners lifts the average. The survey counts about 27,010 people working in this occupation across the Denver-Aurora-Centennial, CO metropolitan area, so the estimate rests on a substantial pool of workers. Arapahoe County, CO has roughly 659,844 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Software Developers in the Denver-Aurora-Centennial, CO metropolitan area is not one number. The lowest-paid tenth of workers earn up to $99,700 a year ($47.93 an hour), while the highest-paid tenth earn $209,300 or more ($100.63 an hour). That is a gap of $109,600 between the bottom and the top of the scale. The middle half of workers falls between $123,640 at the 25th percentile and $171,350 at the 75th percentile. A top-tier earner makes 2.1 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Software Developers in Arapahoe County, CO is $66.16. A full-time schedule of 40 hours for 52 weeks adds up to $137,610, and the same salary is $11,468 a month before taxes or about $5,293 per biweekly pay period. After taxes the same job pays $47.88 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Arapahoe County, CO compares
Compared with the Colorado average
The local median of $137,610 sits below the Colorado employment-weighted average of $141,282. The shortfall is $3,672 a year, or 2.6%, so Arapahoe County, CO is a lower-paying market for this job than the state as a whole. Within Colorado, Arapahoe County, CO already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Software Developers is $146,295 across the contiguous United States. At $137,610, Arapahoe County, CO pays $8,685 less, which is 5.9% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Arapahoe County, CO
Among the 554 occupations with published wages in Arapahoe County, CO, Software Developers ranks number 38 by median pay, ahead of about 93% of them. The best-paying occupation we track here is Lawyers at $177,380 a year, which is $39,770 more than the median for Software Developers.
From gross pay to take-home pay
A salary of $137,610 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $38,015 a year, which leaves $99,595, or $8,300 a month.
Put another way, of every $100 earned, about $28 goes to taxes and $72 reaches the paycheck. The overall effective tax rate is 27.6%.
Federal income tax
After the $15,750 standard deduction, taxable income is $121,860. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 24% bracket. The resulting federal income tax is $22,093, an effective 16.1% of gross pay, well below the 24% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $8,532 on this salary. Medicare takes 1.45%, or $1,995. FICA totals $10,527, which is 7.6% of gross pay.
State income tax in Colorado
Colorado income tax on this salary is $5,395 a year, or 3.9% of gross pay, after the state's own deductions and exemptions are applied. That is 24% of the federal income tax bill, and it comes out to $450 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Arapahoe County, CO
IRS Statistics of Income data for Arapahoe County, CO show an average adjusted gross income of $106,337 per return and an average effective federal income tax rate of 15.8% across all filers. Filers in the $100,000 to under $200,000 bracket, where this salary falls, paid an average of 11.5%, compared with the 16.1% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Arapahoe County, CO
Take-home pay only means something next to what life costs. We price four basics for one adult in Arapahoe County, CO: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $99,595 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Arapahoe County, CO is $1,831 a month, or $21,972 a year. A two-bedroom costs $2,169 a month. For Software Developers, a one-bedroom absorbs 22.1% of take-home pay and 16.0% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 2.5% of gross pay for Software Developers in Arapahoe County, CO. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Colorado residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,576 a year and other home energy such as natural gas about $411, for $1,987 in total. Gasoline in Colorado averages $3.14 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,451.
What is left over
Add the four basics together and living costs come to $28,846 a year, 29% of take-home pay. That leaves $70,749 a year, or $5,896 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 51.4% of gross pay, a comfortable cushion by common budgeting rules.
Can Software Developers afford to live in Arapahoe County, CO?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $137,610 that ceiling is $3,440 a month. The one-bedroom Fair Market Rent of $1,831 is $1,609 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $35.21 an hour; the median for Software Developers is $66.16, which is 88% above that mark. Another way to see it: at $47.88 of take-home pay an hour, a one-bedroom takes about 8.8 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,169 a month means $1,085 each. Compared with renting a one-bedroom alone, that saves $8,958 a year. With a roommate, the yearly margin after the basics becomes $79,707.
How fast you can save
At $5,896 a month of margin, building a $10,000 emergency fund would take about 2 months. Setting aside half of the margin stretches the same goal to about 4 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Software Developers pay in Arapahoe County, CO
What is the hourly wage for Software Developers in Arapahoe County, CO?
The median is $66.16 per hour, based on $137,610 a year over 2,080 hours. Hourly pay runs from about $47.93 at the 10th percentile to $100.63 at the 90th percentile.
What is the take-home pay for Software Developers in Arapahoe County, CO?
After federal income tax, FICA and state income tax, the median salary of $137,610 becomes $99,595 a year. That is $8,300 a month, $3,831 every two weeks or $1,915 a week.
What percentage of pay goes to taxes for Software Developers in Arapahoe County, CO?
Total taxes are $38,015 a year, an effective rate of 27.6%: $22,093 federal income tax, $10,527 FICA and $5,395 Colorado income tax.
Is pay for Software Developers in Arapahoe County, CO above the Colorado average?
No. The local median of $137,610 is -2.6% versus the Colorado average of $141,282, a difference of $3,672 a year.
Is a one-bedroom rent affordable on the median Software Developers salary in Arapahoe County, CO?
A one-bedroom costs $1,831 a month against take-home pay of $8,300, which is 22.1% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $3,440 a month.
How much is left after rent, food and energy for Software Developers in Arapahoe County, CO?
About $5,896 a month ($70,749 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $28,846 a year.
What hourly wage covers a one-bedroom in Arapahoe County, CO at the 30% guideline?
$35.21 an hour for a full-time schedule, calculated as the $21,972 annual rent divided by 0.30 and by 2,080 hours. The median for Software Developers is $66.16.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Denver-Aurora-Centennial, CO metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Colorado rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.