What Software Developers earn in Gilpin County, CO
The median pay for Software Developers in Gilpin County, CO is $137,610 per year, which works out to $66.16 per hour. The figure comes from the Bureau of Labor Statistics wage survey for the Denver-Aurora-Centennial, CO metropolitan area, the labor market that Gilpin County, CO belongs to. Half of the workers in this occupation earn more than the median and half earn less, which makes it a sturdier yardstick than an average that a few very high earners can pull upward.
The mean wage is $149,400, which is 8.6% above the median, a sign that a group of high earners lifts the average. The survey counts about 27,010 people working in this occupation across the Denver-Aurora-Centennial, CO metropolitan area, so the estimate rests on a substantial pool of workers. Gilpin County, CO has roughly 5,901 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Software Developers in the Denver-Aurora-Centennial, CO metropolitan area is not one number. The lowest-paid tenth of workers earn up to $99,700 a year ($47.93 an hour), while the highest-paid tenth earn $209,300 or more ($100.63 an hour). That is a gap of $109,600 between the bottom and the top of the scale. The middle half of workers falls between $123,640 at the 25th percentile and $171,350 at the 75th percentile. A top-tier earner makes 2.1 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Software Developers in Gilpin County, CO is $66.16. A full-time schedule of 40 hours for 52 weeks adds up to $137,610, and the same salary is $11,468 a month before taxes or about $5,293 per biweekly pay period. After taxes the same job pays $47.88 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Software Developers
The U.S. Department of Labor's O*NET database describes the work of Software Developers this way: "Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team."
Core tasks recorded by O*NET include: "Analyze information to determine, recommend, and plan installation of a new system or modification of an existing system"; "Analyze user needs and software requirements to determine feasibility of design within time and cost constraints"; "Confer with data processing or project managers to obtain information on limitations or capabilities for data processing projects"; "Confer with systems analysts, engineers, programmers and others to design systems and to obtain information on project limitations and capabilities, performance requirements and interfaces".
Job outlook for Software Developers
The Bureau of Labor Statistics projects national employment in this occupation to grow from 1,717,800 jobs in 2025 to 1,892,600 in 2035, a change of +10.2%, faster than the 3.5% projected for all occupations. The projection counts 95,300 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 5.5% of current employment each year.
Typical entry-level education: bachelor's degree. BLS lists a national median annual wage of $135,980 for this occupation; the Gilpin County, CO median of $137,610 is 1.2% above it.
How pay in Gilpin County, CO compares
Compared with the Colorado average
The local median of $137,610 sits below the Colorado employment-weighted average of $141,282. The shortfall is $3,672 a year, or 2.6%, so Gilpin County, CO is a lower-paying market for this job than the state as a whole. Within Colorado, Gilpin County, CO already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Software Developers is $146,295 across the contiguous United States. At $137,610, Gilpin County, CO pays $8,685 less, which is 5.9% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Gilpin County, CO
Among the 554 occupations with published wages in Gilpin County, CO, Software Developers ranks number 38 by median pay, ahead of about 93% of them. The best-paying occupation we track here is Lawyers at $177,380 a year, which is $39,770 more than the median for Software Developers.
From gross pay to take-home pay
A salary of $137,610 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $38,015 a year, which leaves $99,595, or $8,300 a month.
Put another way, of every $100 earned, about $28 goes to taxes and $72 reaches the paycheck. The overall effective tax rate is 27.6%.
Federal income tax
After the $15,750 standard deduction, taxable income is $121,860. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 24% bracket. The resulting federal income tax is $22,093, an effective 16.1% of gross pay, well below the 24% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $8,532 on this salary. Medicare takes 1.45%, or $1,995. FICA totals $10,527, which is 7.6% of gross pay.
State income tax in Colorado
Colorado income tax on this salary is $5,395 a year, or 3.9% of gross pay, after the state's own deductions and exemptions are applied. That is 24% of the federal income tax bill, and it comes out to $450 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Gilpin County, CO
IRS Statistics of Income data for Gilpin County, CO show an average adjusted gross income of $94,298 per return and an average effective federal income tax rate of 13.0% across all filers. Filers in the $100,000 to under $200,000 bracket, where this salary falls, paid an average of 11.8%, compared with the 16.1% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Gilpin County, CO
Take-home pay only means something next to what life costs. We price four basics for one adult in Gilpin County, CO: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $99,595 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Gilpin County, CO is $1,831 a month, or $21,972 a year. A two-bedroom costs $2,169 a month. For Software Developers, a one-bedroom absorbs 22.1% of take-home pay and 16.0% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 2.5% of gross pay for Software Developers in Gilpin County, CO. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Colorado residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,576 a year and other home energy such as natural gas about $411, for $1,987 in total. Gasoline in Colorado averages $3.14 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,451.
What is left over
Add the four basics together and living costs come to $28,846 a year, 29% of take-home pay. That leaves $70,749 a year, or $5,896 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 51.4% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Gilpin County, CO
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Gilpin County, CO: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Gilpin County, CO, set beside the Colorado and national medians.
Property taxes in Gilpin County, CO
Homeowners in Gilpin County, CO pay a median of $1,310 a year in real estate taxes, 50% below the Colorado median of $2,602 and 58% below the U.S. median of $3,119. Against a median home value of $573,900, the median tax bill is 0.23% of that value (the ratio of the two county medians). For a worker paid the local Software Developers median of $137,610, a tax bill of that size would equal 1.0% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Gilpin County, CO
Renters in Gilpin County, CO pay a median gross rent of $1,658 a month in the Census survey, 6% below the Colorado median of $1,761. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,831 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $573,900, 6% above the Colorado median of $539,400. Median household income is $95,361, in line with the Colorado median of $95,470, so a year of one-bedroom Fair Market Rent equals 23.0% of that income.
Commuting in Gilpin County, CO
Workers in Gilpin County, CO who travel to a workplace spend an average of 32.1 minutes each way, 27% above the Colorado average of 25.2. For someone who commutes five days a week, that is 5.3 hours of round-trip travel every week, a cost the budget does not price. 15.7% of workers in Gilpin County, CO work from home, compared with 15.1% nationally, which removes the commute for them.
Can Software Developers afford to live in Gilpin County, CO?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $137,610 that ceiling is $3,440 a month. The one-bedroom Fair Market Rent of $1,831 is $1,609 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $35.21 an hour; the median for Software Developers is $66.16, which is 88% above that mark. Another way to see it: at $47.88 of take-home pay an hour, a one-bedroom takes about 8.8 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,169 a month means $1,085 each. Compared with renting a one-bedroom alone, that saves $8,958 a year. With a roommate, the yearly margin after the basics becomes $79,707.
How fast you can save
At $5,896 a month of margin, building a $10,000 emergency fund would take about 2 months. Setting aside half of the margin stretches the same goal to about 4 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Software Developers pay in Gilpin County, CO
What is the hourly wage for Software Developers in Gilpin County, CO?
The median is $66.16 per hour, based on $137,610 a year over 2,080 hours. Hourly pay runs from about $47.93 at the 10th percentile to $100.63 at the 90th percentile.
What is the take-home pay for Software Developers in Gilpin County, CO?
After federal income tax, FICA and state income tax, the median salary of $137,610 becomes $99,595 a year. That is $8,300 a month, $3,831 every two weeks or $1,915 a week.
What percentage of pay goes to taxes for Software Developers in Gilpin County, CO?
Total taxes are $38,015 a year, an effective rate of 27.6%: $22,093 federal income tax, $10,527 FICA and $5,395 Colorado income tax.
Is pay for Software Developers in Gilpin County, CO above the Colorado average?
No. The local median of $137,610 is -2.6% versus the Colorado average of $141,282, a difference of $3,672 a year.
Is a one-bedroom rent affordable on the median Software Developers salary in Gilpin County, CO?
A one-bedroom costs $1,831 a month against take-home pay of $8,300, which is 22.1% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $3,440 a month.
How much is left after rent, food and energy for Software Developers in Gilpin County, CO?
About $5,896 a month ($70,749 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $28,846 a year.
What hourly wage covers a one-bedroom in Gilpin County, CO at the 30% guideline?
$35.21 an hour for a full-time schedule, calculated as the $21,972 annual rent divided by 0.30 and by 2,080 hours. The median for Software Developers is $66.16.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Denver-Aurora-Centennial, CO metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Colorado rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.