What Waiters and Waitresses earn in Nassau County, FL
The median pay for Waiters and Waitresses in Nassau County, FL is $36,630 per year, which works out to $17.61 per hour. The figure comes from the Bureau of Labor Statistics wage survey for the Jacksonville, FL metropolitan area, the labor market that Nassau County, FL belongs to. Half of the workers in this occupation earn more than the median and half earn less, which makes it a sturdier yardstick than an average that a few very high earners can pull upward.
The mean wage is $42,480, which is 16.0% above the median, a sign that a group of high earners lifts the average. The survey counts about 13,140 people working in this occupation across the Jacksonville, FL metropolitan area, so the estimate rests on a substantial pool of workers. Nassau County, FL has roughly 97,859 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Waiters and Waitresses in the Jacksonville, FL metropolitan area is not one number. The lowest-paid tenth of workers earn up to $27,740 a year ($13.34 an hour), while the highest-paid tenth earn $64,190 or more ($30.86 an hour). That is a gap of $36,450 between the bottom and the top of the scale. The middle half of workers falls between $29,010 at the 25th percentile and $48,040 at the 75th percentile. A top-tier earner makes 2.3 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $17.61 an hour or $36,630 a year at the median for Nassau County, FL. Before any deductions, that is $3,053 a month, $1,409 every two weeks and $704 each week. After taxes the same job pays $15.17 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Nassau County, FL compares
Compared with the Florida average
A worker in this occupation in Nassau County, FL earns $452 more than the Florida average of $36,178, a premium of 1.3%. Over a year that premium is worth $452 before tax and roughly $390 after tax. Within Florida, the highest median we track for this job is $37,070 in Hillsborough County, FL.
Compared with the national average
The national employment-weighted average for Waiters and Waitresses is $33,856 across the contiguous United States. At $36,630, Nassau County, FL pays $2,774 more, which is 8.2% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Nassau County, FL
Among the 511 occupations with published wages in Nassau County, FL, Waiters and Waitresses ranks number 459 by median pay, ahead of about 10% of them. The best-paying occupation we track here is General and Operations Managers at $100,870 a year, which is $64,240 more than the median for Waiters and Waitresses.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Waiters and Waitresses earning the Nassau County, FL median of $36,630, they add up to $5,069. The result is $31,561 of take-home pay a year ($2,630 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $14 goes to taxes and $86 reaches the paycheck. The overall effective tax rate is 13.8%.
Federal income tax
After the $15,750 standard deduction, taxable income is $20,880. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $2,267, an effective 6.2% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,271 on this salary. Medicare takes 1.45%, or $531. FICA totals $2,802, which is 7.7% of gross pay.
State income tax in Florida
Florida does not tax wage income, so the state income tax line for Waiters and Waitresses in Nassau County, FL is $0. That alone leaves more in the paycheck than the same salary would in a state with an income tax. For scale, a hypothetical flat 5% state tax on this salary would cost about $1,832 a year, so the absence of a state tax is worth roughly $153 a month.
A cross-check with IRS data for Nassau County, FL
IRS Statistics of Income data for Nassau County, FL show an average adjusted gross income of $123,259 per return and an average effective federal income tax rate of 15.5% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.0%, compared with the 6.2% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Nassau County, FL
Take-home pay only means something next to what life costs. We price four basics for one adult in Nassau County, FL: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $31,561 of take-home pay.
Rent
Housing is the largest line in most budgets. For Nassau County, FL, HUD sets the Fair Market Rent for a one-bedroom unit at $1,421 a month ($17,052 a year), and at $1,694 for two bedrooms. For Waiters and Waitresses, a one-bedroom absorbs 54.0% of take-home pay and 46.5% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 9.4% of gross pay for Waiters and Waitresses in Nassau County, FL. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Florida residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,494 a year and other home energy such as natural gas about $1,005, for $2,498 in total. Gasoline in Florida averages $3.08 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,427.
What is left over
Rent, food, energy and gasoline cost $24,414 a year in Nassau County, FL. Subtract that from $31,561 of take-home pay and $7,147 remains, which is $596 a month of breathing room. That margin equals 19.5% of gross pay, a workable but modest cushion.
Can Waiters and Waitresses afford to live in Nassau County, FL?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $36,630 that ceiling is $916 a month. The one-bedroom Fair Market Rent of $1,421 is $505 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $27.33 an hour; the median for Waiters and Waitresses is $17.61, which is 36% below that mark. Another way to see it: at $15.17 of take-home pay an hour, a one-bedroom takes about 21.6 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,694 a month means $847 each. Compared with renting a one-bedroom alone, that saves $6,888 a year. With a roommate, the yearly margin after the basics becomes $14,035.
How fast you can save
At $596 a month of margin, building a $10,000 emergency fund would take about 17 months. Setting aside half of the margin stretches the same goal to about 34 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Waiters and Waitresses pay in Nassau County, FL
How much do Waiters and Waitresses make per hour in Nassau County, FL?
The median is $17.61 per hour, based on $36,630 a year over 2,080 hours. Hourly pay runs from about $13.34 at the 10th percentile to $30.86 at the 90th percentile.
How much do Waiters and Waitresses take home after taxes in Nassau County, FL?
After federal income tax, FICA, the median salary of $36,630 becomes $31,561 a year. That is $2,630 a month, $1,214 every two weeks or $607 a week.
How much tax do Waiters and Waitresses pay in Nassau County, FL?
Total taxes are $5,069 a year, an effective rate of 13.8%: $2,267 federal income tax, $2,802 FICA and no Florida income tax.
Do Waiters and Waitresses earn more in Nassau County, FL than elsewhere in Florida?
Yes. The local median of $36,630 is +1.3% versus the Florida average of $36,178, a difference of $452 a year.
Can Waiters and Waitresses afford a one-bedroom apartment in Nassau County, FL?
A one-bedroom costs $1,421 a month against take-home pay of $2,630, which is 54.0% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $916 a month.
What is the monthly budget margin for Waiters and Waitresses in Nassau County, FL?
About $596 a month ($7,147 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $24,414 a year.
What hourly wage covers a one-bedroom in Nassau County, FL at the 30% guideline?
$27.33 an hour for a full-time schedule, calculated as the $17,052 annual rent divided by 0.30 and by 2,080 hours. The median for Waiters and Waitresses is $17.61.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Jacksonville, FL metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Florida rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.