What Cashiers earn in Marion County, IN
If you are weighing a move or a job offer, start with $29,890: the median annual pay for Cashiers in Marion County, IN. Spread over a standard 2,080-hour work year, that is $14.37 an hour. Because the wage survey covers the whole Indianapolis-Carmel-Greenwood, IN metropolitan area, the number reflects employers across the region rather than a single town or a single company.
The mean wage is $31,340, which is 4.9% above the median, a sign that a group of high earners lifts the average. The survey counts about 20,090 people working in this occupation across the Indianapolis-Carmel-Greenwood, IN metropolitan area, so the estimate rests on a substantial pool of workers. Marion County, IN has roughly 975,809 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Cashiers in the Indianapolis-Carmel-Greenwood, IN metropolitan area is not one number. The lowest-paid tenth of workers earn up to $23,190 a year ($11.15 an hour), while the highest-paid tenth earn $37,370 or more ($17.97 an hour). That is a gap of $14,180 between the bottom and the top of the scale. The middle half of workers falls between $28,850 at the 25th percentile and $35,360 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $14.37 an hour or $29,890 a year at the median for Marion County, IN. Before any deductions, that is $2,491 a month, $1,150 every two weeks and $575 each week. After taxes the same job pays $12.15 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Marion County, IN compares
Compared with the Indiana average
Pay in Marion County, IN runs $2,432 below the Indiana average of $32,322, a gap of 7.5%. A worker who moved to a better-paying part of Indiana would, on paper, gain that difference before taxes. Within Indiana, the highest median we track for this job is $35,010 in Lake County, IN.
Compared with the national average
The national employment-weighted average for Cashiers is $32,032 across the contiguous United States. At $29,890, Marion County, IN pays $2,142 less, which is 6.7% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Marion County, IN
Among the 555 occupations with published wages in Marion County, IN, Cashiers ranks number 544 by median pay, ahead of about 2% of them. The best-paying occupation we track here is General and Operations Managers at $120,480 a year, which is $90,590 more than the median for Cashiers.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Cashiers earning the Marion County, IN median of $29,890, they add up to $4,612. The result is $25,278 of take-home pay a year ($2,107 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $15 goes to taxes and $85 reaches the paycheck. The overall effective tax rate is 15.4%.
Federal income tax
After the $15,750 standard deduction, taxable income is $14,140. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,458, an effective 4.9% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,853 on this salary. Medicare takes 1.45%, or $433. FICA totals $2,287, which is 7.6% of gross pay.
State income tax in Indiana
Indiana income tax on this salary is $867 a year, or 2.9% of gross pay, after the state's own deductions and exemptions are applied. That is 59% of the federal income tax bill, and it comes out to $72 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Marion County, IN
IRS Statistics of Income data for Marion County, IN show an average adjusted gross income of $70,828 per return and an average effective federal income tax rate of 12.5% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.8%, compared with the 4.9% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Marion County, IN
Take-home pay only means something next to what life costs. We price four basics for one adult in Marion County, IN: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $25,278 of take-home pay.
Rent
Housing is the largest line in most budgets. For Marion County, IN, HUD sets the Fair Market Rent for a one-bedroom unit at $1,336 a month ($16,032 a year), and at $1,536 for two bedrooms. For Cashiers, a one-bedroom absorbs 63.4% of take-home pay and 53.6% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.5% of gross pay for Cashiers in Marion County, IN. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Indiana residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,560 a year and other home energy such as natural gas about $366, for $1,927 in total. Gasoline in Indiana averages $3.07 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,421.
What is left over
Rent, food, energy and gasoline cost $22,816 a year in Marion County, IN. Subtract that from $25,278 of take-home pay and $2,463 remains, which is $205 a month of breathing room. That margin equals 8.2% of gross pay, a thin cushion that one unexpected expense could erase.
Can Cashiers afford to live in Marion County, IN?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $29,890 that ceiling is $747 a month. The one-bedroom Fair Market Rent of $1,336 is $589 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $25.69 an hour; the median for Cashiers is $14.37, which is 44% below that mark. Another way to see it: at $12.15 of take-home pay an hour, a one-bedroom takes about 25.4 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,536 a month means $768 each. Compared with renting a one-bedroom alone, that saves $6,816 a year. With a roommate, the yearly margin after the basics becomes $9,279.
How fast you can save
At $205 a month of margin, building a $10,000 emergency fund would take about 49 months (4.1 years). Setting aside half of the margin stretches the same goal to about 98 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Cashiers pay in Marion County, IN
How much do Cashiers make per hour in Marion County, IN?
The median is $14.37 per hour, based on $29,890 a year over 2,080 hours. Hourly pay runs from about $11.15 at the 10th percentile to $17.97 at the 90th percentile.
How much do Cashiers take home after taxes in Marion County, IN?
After federal income tax, FICA and state income tax, the median salary of $29,890 becomes $25,278 a year. That is $2,107 a month, $972 every two weeks or $486 a week.
How much tax do Cashiers pay in Marion County, IN?
Total taxes are $4,612 a year, an effective rate of 15.4%: $1,458 federal income tax, $2,287 FICA and $867 Indiana income tax.
Do Cashiers earn more in Marion County, IN than elsewhere in Indiana?
No. The local median of $29,890 is -7.5% versus the Indiana average of $32,322, a difference of $2,432 a year.
Can Cashiers afford a one-bedroom apartment in Marion County, IN?
A one-bedroom costs $1,336 a month against take-home pay of $2,107, which is 63.4% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $747 a month.
What is the monthly budget margin for Cashiers in Marion County, IN?
About $205 a month ($2,463 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $22,816 a year.
What hourly wage covers a one-bedroom in Marion County, IN at the 30% guideline?
$25.69 an hour for a full-time schedule, calculated as the $16,032 annual rent divided by 0.30 and by 2,080 hours. The median for Cashiers is $14.37.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Indianapolis-Carmel-Greenwood, IN metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Indiana rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.