What Preschool Teachers, Except Special Education earn in Norfolk County, MA
According to the latest federal wage data for the Boston-Cambridge-Newton, MA-NH metropolitan area, the median pay for Preschool Teachers, Except Special Education in Norfolk County, MA is $46,030 a year, or $22.13 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $37,032 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Norfolk County, MA.
The mean wage is $48,190, which is 4.7% above the median, a sign that a group of high earners lifts the average. The survey counts about 14,500 people working in this occupation across the Boston-Cambridge-Newton, MA-NH metropolitan area, so the estimate rests on a substantial pool of workers. Norfolk County, MA has roughly 730,082 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Preschool Teachers, Except Special Education in the Boston-Cambridge-Newton, MA-NH metropolitan area is not one number. The lowest-paid tenth of workers earn up to $36,360 a year ($17.48 an hour), while the highest-paid tenth earn $59,340 or more ($28.53 an hour). That is a gap of $22,980 between the bottom and the top of the scale. The middle half of workers falls between $37,680 at the 25th percentile and $48,110 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $22.13 an hour or $46,030 a year at the median for Norfolk County, MA. Before any deductions, that is $3,836 a month, $1,770 every two weeks and $885 each week. After taxes the same job pays $17.80 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Norfolk County, MA compares
Compared with the Massachusetts average
A worker in this occupation in Norfolk County, MA earns $1,455 more than the Massachusetts average of $44,575, a premium of 3.3%. Over a year that premium is worth $1,455 before tax and roughly $1,170 after tax. Within Massachusetts, Norfolk County, MA already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Preschool Teachers, Except Special Education is $39,850 across the contiguous United States. At $46,030, Norfolk County, MA pays $6,180 more, which is 15.5% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Norfolk County, MA
Among the 581 occupations with published wages in Norfolk County, MA, Preschool Teachers, Except Special Education ranks number 501 by median pay, ahead of about 14% of them. The best-paying occupation we track here is Natural Sciences Managers at $291,000 a year, which is $244,970 more than the median for Preschool Teachers, Except Special Education.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Preschool Teachers, Except Special Education earning the Norfolk County, MA median of $46,030, they add up to $8,998. The result is $37,032 of take-home pay a year ($3,086 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $20 goes to taxes and $80 reaches the paycheck. The overall effective tax rate is 19.6%.
Federal income tax
After the $15,750 standard deduction, taxable income is $30,280. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $3,395, an effective 7.4% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,854 on this salary. Medicare takes 1.45%, or $667. FICA totals $3,521, which is 7.7% of gross pay.
State income tax in Massachusetts
Massachusetts income tax on this salary is $2,082 a year, or 4.5% of gross pay, after the state's own deductions and exemptions are applied. That is 61% of the federal income tax bill, and it comes out to $173 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Norfolk County, MA
IRS Statistics of Income data for Norfolk County, MA show an average adjusted gross income of $167,547 per return and an average effective federal income tax rate of 19.6% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.8%, compared with the 7.4% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Norfolk County, MA
Take-home pay only means something next to what life costs. We price four basics for one adult in Norfolk County, MA: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $37,032 of take-home pay.
Rent
Housing is the largest line in most budgets. For Norfolk County, MA, HUD sets the Fair Market Rent for a one-bedroom unit at $2,514 a month ($30,168 a year), and at $3,004 for two bedrooms. For Preschool Teachers, Except Special Education, a one-bedroom absorbs 81.5% of take-home pay and 65.5% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 7.5% of gross pay for Preschool Teachers, Except Special Education in Norfolk County, MA. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Massachusetts residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $3,101 a year and other home energy such as natural gas about $867, for $3,968 in total. Gasoline in Massachusetts averages $3.33 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,542.
What is left over
The basics cost $39,113 a year in Norfolk County, MA, but take-home pay for Preschool Teachers, Except Special Education is $37,032. That is a shortfall of $2,081 a year, or $173 a month, before health care, transportation beyond fuel, debt or savings. Closing the gap would take roughly 117 extra paid hours a year at the take-home hourly rate of $17.80, or a second earner, a cheaper home or a roommate.
Can Preschool Teachers, Except Special Education afford to live in Norfolk County, MA?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $46,030 that ceiling is $1,151 a month. The one-bedroom Fair Market Rent of $2,514 is $1,363 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $48.35 an hour; the median for Preschool Teachers, Except Special Education is $22.13, which is 54% below that mark. Another way to see it: at $17.80 of take-home pay an hour, a one-bedroom takes about 32.6 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $3,004 a month means $1,502 each. Compared with renting a one-bedroom alone, that saves $12,144 a year. With a roommate, the yearly margin after the basics becomes $10,063, which turns the shortfall into a surplus.
How fast you can save
With no monthly margin after the four basics, saving requires a change on one side of the ledger: higher pay than the $46,030 median, lower housing costs than the $2,514 one-bedroom rent, or a second income.
Frequently asked questions about Preschool Teachers, Except Special Education pay in Norfolk County, MA
How much do Preschool Teachers, Except Special Education make per hour in Norfolk County, MA?
The median is $22.13 per hour, based on $46,030 a year over 2,080 hours. Hourly pay runs from about $17.48 at the 10th percentile to $28.53 at the 90th percentile.
How much do Preschool Teachers, Except Special Education take home after taxes in Norfolk County, MA?
After federal income tax, FICA and state income tax, the median salary of $46,030 becomes $37,032 a year. That is $3,086 a month, $1,424 every two weeks or $712 a week.
How much tax do Preschool Teachers, Except Special Education pay in Norfolk County, MA?
Total taxes are $8,998 a year, an effective rate of 19.6%: $3,395 federal income tax, $3,521 FICA and $2,082 Massachusetts income tax.
Do Preschool Teachers, Except Special Education earn more in Norfolk County, MA than elsewhere in Massachusetts?
Yes. The local median of $46,030 is +3.3% versus the Massachusetts average of $44,575, a difference of $1,455 a year.
Can Preschool Teachers, Except Special Education afford a one-bedroom apartment in Norfolk County, MA?
A one-bedroom costs $2,514 a month against take-home pay of $3,086, which is 81.5% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $1,151 a month.
What is the monthly budget margin for Preschool Teachers, Except Special Education in Norfolk County, MA?
Nothing remains: the basics cost $39,113 a year, which is $2,081 more than take-home pay, a monthly shortfall of $173.
What hourly wage covers a one-bedroom in Norfolk County, MA at the 30% guideline?
$48.35 an hour for a full-time schedule, calculated as the $30,168 annual rent divided by 0.30 and by 2,080 hours. The median for Preschool Teachers, Except Special Education is $22.13.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Boston-Cambridge-Newton, MA-NH metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Massachusetts rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.