What Cashiers earn in Tate County, MS
According to the latest federal wage data for the Memphis, TN-MS-AR metropolitan area, the median pay for Cashiers in Tate County, MS is $29,160 a year, or $14.02 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $25,081 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Tate County, MS.
The mean wage is $29,200, which is 0.1% above the median, so pay is spread fairly evenly. The survey counts about 10,840 people working in this occupation across the Memphis, TN-MS-AR metropolitan area, so the estimate rests on a substantial pool of workers. Tate County, MS has roughly 28,321 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Cashiers in the Memphis, TN-MS-AR metropolitan area is not one number. The lowest-paid tenth of workers earn up to $22,140 a year ($10.64 an hour), while the highest-paid tenth earn $35,910 or more ($17.26 an hour). That is a gap of $13,770 between the bottom and the top of the scale. The middle half of workers falls between $26,180 at the 25th percentile and $31,450 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Cashiers in Tate County, MS is $14.02. A full-time schedule of 40 hours for 52 weeks adds up to $29,160, and the same salary is $2,430 a month before taxes or about $1,122 per biweekly pay period. After taxes the same job pays $12.06 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Cashiers
The U.S. Department of Labor's O*NET database describes the work of Cashiers this way: "Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks."
Core tasks recorded by O*NET include: "Receive payment by cash, check, credit cards, vouchers, or automatic debits"; "Issue receipts, refunds, credits, or change due to customers"; "Greet customers entering establishments"; "Establish or identify prices of goods, services, or admission, and tabulate bills, using calculators, cash registers, or optical price scanners".
Job outlook for Cashiers
The Bureau of Labor Statistics projects national employment in this occupation to shrink from 3,106,300 jobs in 2025 to 2,905,700 in 2035, a change of -6.5%, slower than the 3.5% projected for all occupations. The projection counts 521,300 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 16.8% of current employment each year.
Typical entry-level education: no formal educational credential. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $32,880 for this occupation; the Tate County, MS median of $29,160 is 11.3% below it.
How pay in Tate County, MS compares
Compared with the Mississippi average
Tate County, MS pays above the state benchmark. The Mississippi employment-weighted average for Cashiers is $26,056; the local median of $29,160 beats it by $3,104, or 11.9%. Within Mississippi, Tate County, MS already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Cashiers is $32,032 across the contiguous United States. At $29,160, Tate County, MS pays $2,872 less, which is 9.0% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Tate County, MS
Among the 502 occupations with published wages in Tate County, MS, Cashiers ranks number 488 by median pay, ahead of about 3% of them. The best-paying occupation we track here is General and Operations Managers at $102,510 a year, which is $73,350 more than the median for Cashiers.
From gross pay to take-home pay
A salary of $29,160 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $4,079 a year, which leaves $25,081, or $2,090 a month.
Put another way, of every $100 earned, about $14 goes to taxes and $86 reaches the paycheck. The overall effective tax rate is 14.0%.
Federal income tax
After the $15,750 standard deduction, taxable income is $13,410. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,371, an effective 4.7% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,808 on this salary. Medicare takes 1.45%, or $423. FICA totals $2,231, which is 7.6% of gross pay.
State income tax in Mississippi
Mississippi income tax on this salary is $478 a year, or 1.6% of gross pay, after the state's own deductions and exemptions are applied. That is 35% of the federal income tax bill, and it comes out to $40 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Tate County, MS
IRS Statistics of Income data for Tate County, MS show an average adjusted gross income of $60,174 per return and an average effective federal income tax rate of 9.6% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.2%, compared with the 4.7% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Tate County, MS
Take-home pay only means something next to what life costs. We price four basics for one adult in Tate County, MS: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $25,081 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Tate County, MS is $842 a month, or $10,104 a year. A two-bedroom costs $1,101 a month. For Cashiers, a one-bedroom absorbs 40.3% of take-home pay and 34.6% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.8% of gross pay for Cashiers in Tate County, MS. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Mississippi residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,415 a year and other home energy such as natural gas about $612, for $2,028 in total. Gasoline in Mississippi averages $2.90 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,342.
What is left over
Add the four basics together and living costs come to $16,910 a year, 67% of take-home pay. That leaves $8,171 a year, or $681 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 28.0% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Tate County, MS
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Tate County, MS: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Tate County, MS, set beside the Mississippi and national medians.
Property taxes in Tate County, MS
Homeowners in Tate County, MS pay a median of $1,354 a year in real estate taxes, 11% above the Mississippi median of $1,215 and 57% below the U.S. median of $3,119. Against a median home value of $209,000, the median tax bill is 0.65% of that value (the ratio of the two county medians). For a worker paid the local Cashiers median of $29,160, a tax bill of that size would equal 4.6% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Tate County, MS
Renters in Tate County, MS pay a median gross rent of $963 a month in the Census survey, in line with the Mississippi median of $954. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $842 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $209,000, 23% above the Mississippi median of $169,800. Median household income is $69,704, 23% above the Mississippi median of $56,447, so a year of one-bedroom Fair Market Rent equals 14.5% of that income.
Commuting in Tate County, MS
Workers in Tate County, MS who travel to a workplace spend an average of 33.8 minutes each way, 32% above the Mississippi average of 25.6. For someone who commutes five days a week, that is 5.6 hours of round-trip travel every week, a cost the budget does not price. 3.6% of workers in Tate County, MS work from home, compared with 15.1% nationally, which removes the commute for them.
Can Cashiers afford to live in Tate County, MS?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $29,160 that ceiling is $729 a month. The one-bedroom Fair Market Rent of $842 is $113 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $16.19 an hour; the median for Cashiers is $14.02, which is 13% below that mark. Another way to see it: at $12.06 of take-home pay an hour, a one-bedroom takes about 16.1 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,101 a month means $551 each. Compared with renting a one-bedroom alone, that saves $3,498 a year. With a roommate, the yearly margin after the basics becomes $11,669.
How fast you can save
At $681 a month of margin, building a $10,000 emergency fund would take about 15 months. Setting aside half of the margin stretches the same goal to about 30 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Cashiers pay in Tate County, MS
What is the hourly wage for Cashiers in Tate County, MS?
The median is $14.02 per hour, based on $29,160 a year over 2,080 hours. Hourly pay runs from about $10.64 at the 10th percentile to $17.26 at the 90th percentile.
What is the take-home pay for Cashiers in Tate County, MS?
After federal income tax, FICA and state income tax, the median salary of $29,160 becomes $25,081 a year. That is $2,090 a month, $965 every two weeks or $482 a week.
What percentage of pay goes to taxes for Cashiers in Tate County, MS?
Total taxes are $4,079 a year, an effective rate of 14.0%: $1,371 federal income tax, $2,231 FICA and $478 Mississippi income tax.
Is pay for Cashiers in Tate County, MS above the Mississippi average?
Yes. The local median of $29,160 is +11.9% versus the Mississippi average of $26,056, a difference of $3,104 a year.
Is a one-bedroom rent affordable on the median Cashiers salary in Tate County, MS?
A one-bedroom costs $842 a month against take-home pay of $2,090, which is 40.3% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $729 a month.
How much is left after rent, food and energy for Cashiers in Tate County, MS?
About $681 a month ($8,171 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $16,910 a year.
What hourly wage covers a one-bedroom in Tate County, MS at the 30% guideline?
$16.19 an hour for a full-time schedule, calculated as the $10,104 annual rent divided by 0.30 and by 2,080 hours. The median for Cashiers is $14.02.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Memphis, TN-MS-AR metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Mississippi rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.