What Office Clerks, General earn in Tate County, MS
According to the latest federal wage data for the Memphis, TN-MS-AR metropolitan area, the median pay for Office Clerks, General in Tate County, MS is $38,610 a year, or $18.56 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $32,258 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Tate County, MS.
The mean wage is $41,310, which is 7.0% above the median, a sign that a group of high earners lifts the average. The survey counts about 9,060 people working in this occupation across the Memphis, TN-MS-AR metropolitan area, so the estimate rests on a substantial pool of workers. Tate County, MS has roughly 28,321 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Office Clerks, General in the Memphis, TN-MS-AR metropolitan area is not one number. The lowest-paid tenth of workers earn up to $28,380 a year ($13.64 an hour), while the highest-paid tenth earn $58,390 or more ($28.07 an hour). That is a gap of $30,010 between the bottom and the top of the scale. The middle half of workers falls between $33,640 at the 25th percentile and $46,950 at the 75th percentile. A top-tier earner makes 2.1 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Office Clerks, General in Tate County, MS is $18.56. A full-time schedule of 40 hours for 52 weeks adds up to $38,610, and the same salary is $3,218 a month before taxes or about $1,485 per biweekly pay period. After taxes the same job pays $15.51 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Office Clerks, General
The U.S. Department of Labor's O*NET database describes the work of Office Clerks, General this way: "Perform duties too varied and diverse to be classified in any specific office clerical occupation, requiring knowledge of office systems and procedures. Clerical duties may be assigned in accordance with the office procedures of individual establishments and may include a combination of answering telephones, bookkeeping, typing or word processing, office machine operation, and filing."
Core tasks recorded by O*NET include: "Communicate with customers, employees, and other individuals to answer questions, disseminate or explain information, take orders, and address complaints"; "Answer telephones, direct calls, and take messages"; "Compile, copy, sort, and file records of office activities, business transactions, and other activities"; "Operate office machines, such as photocopiers and scanners, facsimile machines, voice mail systems, and personal computers".
Job outlook for Office Clerks, General
The Bureau of Labor Statistics projects national employment in this occupation to shrink from 2,600,000 jobs in 2025 to 2,443,700 in 2035, a change of -6%, slower than the 3.5% projected for all occupations. The projection counts 249,000 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 9.6% of current employment each year.
Typical entry-level education: high school diploma or equivalent. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $45,010 for this occupation; the Tate County, MS median of $38,610 is 14.2% below it.
How pay in Tate County, MS compares
Compared with the Mississippi average
Tate County, MS pays above the state benchmark. The Mississippi employment-weighted average for Office Clerks, General is $36,155; the local median of $38,610 beats it by $2,455, or 6.8%. Within Mississippi, Tate County, MS already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Office Clerks, General is $44,586 across the contiguous United States. At $38,610, Tate County, MS pays $5,976 less, which is 13.4% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Tate County, MS
Among the 502 occupations with published wages in Tate County, MS, Office Clerks, General ranks number 412 by median pay, ahead of about 18% of them. The best-paying occupation we track here is General and Operations Managers at $102,510 a year, which is $63,900 more than the median for Office Clerks, General.
From gross pay to take-home pay
A salary of $38,610 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $6,352 a year, which leaves $32,258, or $2,688 a month.
Put another way, of every $100 earned, about $16 goes to taxes and $84 reaches the paycheck. The overall effective tax rate is 16.4%.
Federal income tax
After the $15,750 standard deduction, taxable income is $22,860. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $2,505, an effective 6.5% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,394 on this salary. Medicare takes 1.45%, or $560. FICA totals $2,954, which is 7.6% of gross pay.
State income tax in Mississippi
Mississippi income tax on this salary is $894 a year, or 2.3% of gross pay, after the state's own deductions and exemptions are applied. That is 36% of the federal income tax bill, and it comes out to $74 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Tate County, MS
IRS Statistics of Income data for Tate County, MS show an average adjusted gross income of $60,174 per return and an average effective federal income tax rate of 9.6% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.2%, compared with the 6.5% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Tate County, MS
Take-home pay only means something next to what life costs. We price four basics for one adult in Tate County, MS: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $32,258 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Tate County, MS is $842 a month, or $10,104 a year. A two-bedroom costs $1,101 a month. For Office Clerks, General, a one-bedroom absorbs 31.3% of take-home pay and 26.2% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 8.9% of gross pay for Office Clerks, General in Tate County, MS. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Mississippi residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,415 a year and other home energy such as natural gas about $612, for $2,028 in total. Gasoline in Mississippi averages $2.90 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,342.
What is left over
Add the four basics together and living costs come to $16,910 a year, 52% of take-home pay. That leaves $15,348 a year, or $1,279 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 39.8% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Tate County, MS
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Tate County, MS: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Tate County, MS, set beside the Mississippi and national medians.
Property taxes in Tate County, MS
Homeowners in Tate County, MS pay a median of $1,354 a year in real estate taxes, 11% above the Mississippi median of $1,215 and 57% below the U.S. median of $3,119. Against a median home value of $209,000, the median tax bill is 0.65% of that value (the ratio of the two county medians). For a worker paid the local Office Clerks, General median of $38,610, a tax bill of that size would equal 3.5% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Tate County, MS
Renters in Tate County, MS pay a median gross rent of $963 a month in the Census survey, in line with the Mississippi median of $954. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $842 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $209,000, 23% above the Mississippi median of $169,800. Median household income is $69,704, 23% above the Mississippi median of $56,447, so a year of one-bedroom Fair Market Rent equals 14.5% of that income.
Commuting in Tate County, MS
Workers in Tate County, MS who travel to a workplace spend an average of 33.8 minutes each way, 32% above the Mississippi average of 25.6. For someone who commutes five days a week, that is 5.6 hours of round-trip travel every week, a cost the budget does not price. 3.6% of workers in Tate County, MS work from home, compared with 15.1% nationally, which removes the commute for them.
Can Office Clerks, General afford to live in Tate County, MS?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $38,610 that ceiling is $965 a month. The one-bedroom Fair Market Rent of $842 is $123 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $16.19 an hour; the median for Office Clerks, General is $18.56, which is 15% above that mark. Another way to see it: at $15.51 of take-home pay an hour, a one-bedroom takes about 12.5 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,101 a month means $551 each. Compared with renting a one-bedroom alone, that saves $3,498 a year. With a roommate, the yearly margin after the basics becomes $18,846.
How fast you can save
At $1,279 a month of margin, building a $10,000 emergency fund would take about 8 months. Setting aside half of the margin stretches the same goal to about 16 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Office Clerks, General pay in Tate County, MS
What is the hourly wage for Office Clerks, General in Tate County, MS?
The median is $18.56 per hour, based on $38,610 a year over 2,080 hours. Hourly pay runs from about $13.64 at the 10th percentile to $28.07 at the 90th percentile.
What is the take-home pay for Office Clerks, General in Tate County, MS?
After federal income tax, FICA and state income tax, the median salary of $38,610 becomes $32,258 a year. That is $2,688 a month, $1,241 every two weeks or $620 a week.
What percentage of pay goes to taxes for Office Clerks, General in Tate County, MS?
Total taxes are $6,352 a year, an effective rate of 16.4%: $2,505 federal income tax, $2,954 FICA and $894 Mississippi income tax.
Is pay for Office Clerks, General in Tate County, MS above the Mississippi average?
Yes. The local median of $38,610 is +6.8% versus the Mississippi average of $36,155, a difference of $2,455 a year.
Is a one-bedroom rent affordable on the median Office Clerks, General salary in Tate County, MS?
A one-bedroom costs $842 a month against take-home pay of $2,688, which is 31.3% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $965 a month.
How much is left after rent, food and energy for Office Clerks, General in Tate County, MS?
About $1,279 a month ($15,348 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $16,910 a year.
What hourly wage covers a one-bedroom in Tate County, MS at the 30% guideline?
$16.19 an hour for a full-time schedule, calculated as the $10,104 annual rent divided by 0.30 and by 2,080 hours. The median for Office Clerks, General is $18.56.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Memphis, TN-MS-AR metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Mississippi rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.