What Cashiers earn in Craven County, NC
If you are weighing a move or a job offer, start with $27,880: the median annual pay for Cashiers in Craven County, NC. Spread over a standard 2,080-hour work year, that is $13.40 an hour. Because the wage survey covers the whole Eastern North Carolina nonmetropolitan area, the number reflects employers across the region rather than a single town or a single company.
The mean wage is $28,110, which is 0.8% above the median, so pay is spread fairly evenly. The survey counts about 8,050 people working in this occupation across the Eastern North Carolina nonmetropolitan area, so the estimate rests on a substantial pool of workers. Craven County, NC has roughly 102,612 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Cashiers in the Eastern North Carolina nonmetropolitan area is not one number. The lowest-paid tenth of workers earn up to $21,430 a year ($10.30 an hour), while the highest-paid tenth earn $35,620 or more ($17.13 an hour). That is a gap of $14,190 between the bottom and the top of the scale. The middle half of workers falls between $23,750 at the 25th percentile and $30,660 at the 75th percentile. A top-tier earner makes 1.7 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Cashiers in Craven County, NC is $13.40. A full-time schedule of 40 hours for 52 weeks adds up to $27,880, and the same salary is $2,323 a month before taxes or about $1,072 per biweekly pay period. After taxes the same job pays $11.48 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Cashiers
The U.S. Department of Labor's O*NET database describes the work of Cashiers this way: "Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks."
Core tasks recorded by O*NET include: "Receive payment by cash, check, credit cards, vouchers, or automatic debits"; "Issue receipts, refunds, credits, or change due to customers"; "Greet customers entering establishments"; "Establish or identify prices of goods, services, or admission, and tabulate bills, using calculators, cash registers, or optical price scanners".
Job outlook for Cashiers
The Bureau of Labor Statistics projects national employment in this occupation to shrink from 3,106,300 jobs in 2025 to 2,905,700 in 2035, a change of -6.5%, slower than the 3.5% projected for all occupations. The projection counts 521,300 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 16.8% of current employment each year.
Typical entry-level education: no formal educational credential. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $32,880 for this occupation; the Craven County, NC median of $27,880 is 15.2% below it.
How pay in Craven County, NC compares
Compared with the North Carolina average
The local median of $27,880 sits below the North Carolina employment-weighted average of $28,849. The shortfall is $969 a year, or 3.4%, so Craven County, NC is a lower-paying market for this job than the state as a whole. Within North Carolina, the highest median we track for this job is $29,770 in Wake County, NC.
Compared with the national average
The national employment-weighted average for Cashiers is $32,032 across the contiguous United States. At $27,880, Craven County, NC pays $4,152 less, which is 13.0% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Craven County, NC
Among the 430 occupations with published wages in Craven County, NC, Cashiers ranks number 423 by median pay, ahead of about 2% of them.
From gross pay to take-home pay
A salary of $27,880 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $3,993 a year, which leaves $23,887, or $1,991 a month.
Put another way, of every $100 earned, about $14 goes to taxes and $86 reaches the paycheck. The overall effective tax rate is 14.3%.
Federal income tax
After the $15,750 standard deduction, taxable income is $12,130. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,217, an effective 4.4% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,729 on this salary. Medicare takes 1.45%, or $404. FICA totals $2,133, which is 7.7% of gross pay.
State income tax in North Carolina
North Carolina income tax on this salary is $643 a year, or 2.3% of gross pay, after the state's own deductions and exemptions are applied. That is 53% of the federal income tax bill, and it comes out to $54 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Craven County, NC
IRS Statistics of Income data for Craven County, NC show an average adjusted gross income of $70,885 per return and an average effective federal income tax rate of 10.9% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.5%, compared with the 4.4% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Craven County, NC
Take-home pay only means something next to what life costs. We price four basics for one adult in Craven County, NC: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $23,887 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Craven County, NC is $952 a month, or $11,424 a year. A two-bedroom costs $1,246 a month. For Cashiers, a one-bedroom absorbs 47.8% of take-home pay and 41.0% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 12.3% of gross pay for Cashiers in Craven County, NC. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using North Carolina residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,493 a year and other home energy such as natural gas about $645, for $2,138 in total. Gasoline in North Carolina averages $3.18 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,472.
What is left over
Add the four basics together and living costs come to $18,470 a year, 77% of take-home pay. That leaves $5,418 a year, or $451 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 19.4% of gross pay, a workable but modest cushion.
Local housing and commute data for Craven County, NC
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Craven County, NC: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Craven County, NC, set beside the North Carolina and national medians.
Property taxes in Craven County, NC
Homeowners in Craven County, NC pay a median of $1,450 a year in real estate taxes, 24% below the North Carolina median of $1,896 and 54% below the U.S. median of $3,119. Against a median home value of $231,600, the median tax bill is 0.63% of that value (the ratio of the two county medians). For a worker paid the local Cashiers median of $27,880, a tax bill of that size would equal 5.2% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Craven County, NC
Renters in Craven County, NC pay a median gross rent of $1,110 a month in the Census survey, 10% below the North Carolina median of $1,228. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $952 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $231,600, 20% below the North Carolina median of $288,900. Median household income is $65,873, 9% below the North Carolina median of $72,388, so a year of one-bedroom Fair Market Rent equals 17.3% of that income.
Commuting in Craven County, NC
Workers in Craven County, NC who travel to a workplace spend an average of 21.7 minutes each way, 14% below the North Carolina average of 25.1. For someone who commutes five days a week, that is 3.6 hours of round-trip travel every week, a cost the budget does not price. 7.5% of workers in Craven County, NC work from home, compared with 15.1% nationally, which removes the commute for them.
Can Cashiers afford to live in Craven County, NC?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $27,880 that ceiling is $697 a month. The one-bedroom Fair Market Rent of $952 is $255 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $18.31 an hour; the median for Cashiers is $13.40, which is 27% below that mark. Another way to see it: at $11.48 of take-home pay an hour, a one-bedroom takes about 19.1 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,246 a month means $623 each. Compared with renting a one-bedroom alone, that saves $3,948 a year. With a roommate, the yearly margin after the basics becomes $9,366.
How fast you can save
At $451 a month of margin, building a $10,000 emergency fund would take about 23 months. Setting aside half of the margin stretches the same goal to about 46 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Cashiers pay in Craven County, NC
What is the hourly wage for Cashiers in Craven County, NC?
The median is $13.40 per hour, based on $27,880 a year over 2,080 hours. Hourly pay runs from about $10.30 at the 10th percentile to $17.13 at the 90th percentile.
What is the take-home pay for Cashiers in Craven County, NC?
After federal income tax, FICA and state income tax, the median salary of $27,880 becomes $23,887 a year. That is $1,991 a month, $919 every two weeks or $459 a week.
What percentage of pay goes to taxes for Cashiers in Craven County, NC?
Total taxes are $3,993 a year, an effective rate of 14.3%: $1,217 federal income tax, $2,133 FICA and $643 North Carolina income tax.
Is pay for Cashiers in Craven County, NC above the North Carolina average?
No. The local median of $27,880 is -3.4% versus the North Carolina average of $28,849, a difference of $969 a year.
Is a one-bedroom rent affordable on the median Cashiers salary in Craven County, NC?
A one-bedroom costs $952 a month against take-home pay of $1,991, which is 47.8% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $697 a month.
How much is left after rent, food and energy for Cashiers in Craven County, NC?
About $451 a month ($5,418 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $18,470 a year.
What hourly wage covers a one-bedroom in Craven County, NC at the 30% guideline?
$18.31 an hour for a full-time schedule, calculated as the $11,424 annual rent divided by 0.30 and by 2,080 hours. The median for Cashiers is $13.40.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Eastern North Carolina nonmetropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the North Carolina rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.