What Self-Enrichment Teachers earn in Camden County, NJ
According to the latest federal wage data for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, the median pay for Self-Enrichment Teachers in Camden County, NJ is $46,650 a year, or $22.43 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $38,582 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Camden County, NJ.
The mean wage is $50,630, which is 8.5% above the median, a sign that a group of high earners lifts the average. The survey counts about 8,680 people working in this occupation across the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, so the estimate rests on a substantial pool of workers. Camden County, NJ has roughly 527,257 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Self-Enrichment Teachers in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area is not one number. The lowest-paid tenth of workers earn up to $30,610 a year ($14.72 an hour), while the highest-paid tenth earn $77,920 or more ($37.46 an hour). That is a gap of $47,310 between the bottom and the top of the scale. The middle half of workers falls between $35,580 at the 25th percentile and $61,320 at the 75th percentile. A top-tier earner makes 2.5 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Self-Enrichment Teachers in Camden County, NJ is $22.43. A full-time schedule of 40 hours for 52 weeks adds up to $46,650, and the same salary is $3,888 a month before taxes or about $1,794 per biweekly pay period. After taxes the same job pays $18.55 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Self-Enrichment Teachers
The U.S. Department of Labor's O*NET database describes the work of Self-Enrichment Teachers this way: "Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness."
Core tasks recorded by O*NET include: "Adapt teaching methods and instructional materials to meet students' varying needs and interests"; "Monitor students' performance to make suggestions for improvement and to ensure that they satisfy course standards, training requirements, and objectives"; "Observe students to determine qualifications, limitations, abilities, interests, and other individual characteristics"; "Instruct students individually and in groups, using various teaching methods, such as lectures, discussions, and demonstrations".
Job outlook for Self-Enrichment Teachers
The Bureau of Labor Statistics projects national employment in this occupation to grow from 419,100 jobs in 2025 to 433,700 in 2035, a change of +3.5%, in line with the 3.5% projected for all occupations. The projection counts 50,000 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 11.9% of current employment each year. About 14.9% of the people in this occupation are self-employed, and wage figures cover wage and salary workers only.
Typical entry-level education: high school diploma or equivalent. Work experience in a related occupation: less than 5 years. BLS lists a national median annual wage of $46,800 for this occupation; the Camden County, NJ median of $46,650 is 0.3% below it.
How pay in Camden County, NJ compares
Compared with the New Jersey average
The local median of $46,650 sits below the New Jersey employment-weighted average of $56,448. The shortfall is $9,798 a year, or 17.4%, so Camden County, NJ is a lower-paying market for this job than the state as a whole. Within New Jersey, the highest median we track for this job is $59,600 in Bergen County, NJ.
Compared with the national average
The national employment-weighted average for Self-Enrichment Teachers is $47,352 across the contiguous United States. At $46,650, Camden County, NJ pays $702 less, which is 1.5% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Camden County, NJ
Among the 636 occupations with published wages in Camden County, NJ, Self-Enrichment Teachers ranks number 501 by median pay, ahead of about 21% of them. The best-paying occupation we track here is Computer and Information Systems Managers at $173,470 a year, which is $126,820 more than the median for Self-Enrichment Teachers.
From gross pay to take-home pay
A salary of $46,650 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $8,068 a year, which leaves $38,582, or $3,215 a month.
Put another way, of every $100 earned, about $17 goes to taxes and $83 reaches the paycheck. The overall effective tax rate is 17.3%.
Federal income tax
After the $15,750 standard deduction, taxable income is $30,900. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $3,470, an effective 7.4% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,892 on this salary. Medicare takes 1.45%, or $676. FICA totals $3,569, which is 7.7% of gross pay.
State income tax in New Jersey
New Jersey income tax on this salary is $1,030 a year, or 2.2% of gross pay, after the state's own deductions and exemptions are applied. That is 30% of the federal income tax bill, and it comes out to $86 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Camden County, NJ
IRS Statistics of Income data for Camden County, NJ show an average adjusted gross income of $85,736 per return and an average effective federal income tax rate of 13.3% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.8%, compared with the 7.4% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Camden County, NJ
Take-home pay only means something next to what life costs. We price four basics for one adult in Camden County, NJ: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $38,582 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Camden County, NJ is $1,558 a month, or $18,696 a year. A two-bedroom costs $1,860 a month. For Self-Enrichment Teachers, a one-bedroom absorbs 48.5% of take-home pay and 40.1% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 7.4% of gross pay for Self-Enrichment Teachers in Camden County, NJ. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using New Jersey residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $2,044 a year and other home energy such as natural gas about $518, for $2,562 in total. Gasoline in New Jersey averages $3.21 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,484.
What is left over
Add the four basics together and living costs come to $26,177 a year, 68% of take-home pay. That leaves $12,405 a year, or $1,034 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 26.6% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Camden County, NJ
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Camden County, NJ: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Camden County, NJ, set beside the New Jersey and national medians.
Property taxes in Camden County, NJ
Homeowners in Camden County, NJ pay a median of $8,134 a year in real estate taxes, 15% below the New Jersey median of $9,590 and 161% above the U.S. median of $3,119. Against a median home value of $287,100, the median tax bill is 2.83% of that value (the ratio of the two county medians). For a worker paid the local Self-Enrichment Teachers median of $46,650, a tax bill of that size would equal 17.4% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Camden County, NJ
Renters in Camden County, NJ pay a median gross rent of $1,402 a month in the Census survey, 18% below the New Jersey median of $1,720. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,558 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $287,100, 37% below the New Jersey median of $454,400. Median household income is $88,755, 14% below the New Jersey median of $103,556, so a year of one-bedroom Fair Market Rent equals 21.1% of that income.
Commuting in Camden County, NJ
Workers in Camden County, NJ who travel to a workplace spend an average of 27.4 minutes each way, 10% below the New Jersey average of 30.5. For someone who commutes five days a week, that is 4.6 hours of round-trip travel every week, a cost the budget does not price. 15.5% of workers in Camden County, NJ work from home, compared with 15.1% nationally, which removes the commute for them.
Can Self-Enrichment Teachers afford to live in Camden County, NJ?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $46,650 that ceiling is $1,166 a month. The one-bedroom Fair Market Rent of $1,558 is $392 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $29.96 an hour; the median for Self-Enrichment Teachers is $22.43, which is 25% below that mark. Another way to see it: at $18.55 of take-home pay an hour, a one-bedroom takes about 19.4 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,860 a month means $930 each. Compared with renting a one-bedroom alone, that saves $7,536 a year. With a roommate, the yearly margin after the basics becomes $19,941.
How fast you can save
At $1,034 a month of margin, building a $10,000 emergency fund would take about 10 months. Setting aside half of the margin stretches the same goal to about 20 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Self-Enrichment Teachers pay in Camden County, NJ
What is the hourly wage for Self-Enrichment Teachers in Camden County, NJ?
The median is $22.43 per hour, based on $46,650 a year over 2,080 hours. Hourly pay runs from about $14.72 at the 10th percentile to $37.46 at the 90th percentile.
What is the take-home pay for Self-Enrichment Teachers in Camden County, NJ?
After federal income tax, FICA and state income tax, the median salary of $46,650 becomes $38,582 a year. That is $3,215 a month, $1,484 every two weeks or $742 a week.
What percentage of pay goes to taxes for Self-Enrichment Teachers in Camden County, NJ?
Total taxes are $8,068 a year, an effective rate of 17.3%: $3,470 federal income tax, $3,569 FICA and $1,030 New Jersey income tax.
Is pay for Self-Enrichment Teachers in Camden County, NJ above the New Jersey average?
No. The local median of $46,650 is -17.4% versus the New Jersey average of $56,448, a difference of $9,798 a year.
Is a one-bedroom rent affordable on the median Self-Enrichment Teachers salary in Camden County, NJ?
A one-bedroom costs $1,558 a month against take-home pay of $3,215, which is 48.5% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $1,166 a month.
How much is left after rent, food and energy for Self-Enrichment Teachers in Camden County, NJ?
About $1,034 a month ($12,405 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $26,177 a year.
What hourly wage covers a one-bedroom in Camden County, NJ at the 30% guideline?
$29.96 an hour for a full-time schedule, calculated as the $18,696 annual rent divided by 0.30 and by 2,080 hours. The median for Self-Enrichment Teachers is $22.43.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the New Jersey rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.