What School Bus Monitors earn in Hudson County, NJ
According to the latest federal wage data for the New York-Newark-Jersey City, NY-NJ metropolitan area, the median pay for School Bus Monitors in Hudson County, NJ is $37,340 a year, or $17.95 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $31,542 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Hudson County, NJ.
The mean wage is $38,030, which is 1.8% above the median, so pay is spread fairly evenly. The survey counts about 16,260 people working in this occupation across the New York-Newark-Jersey City, NY-NJ metropolitan area, so the estimate rests on a substantial pool of workers. Hudson County, NJ has roughly 718,323 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for School Bus Monitors in the New York-Newark-Jersey City, NY-NJ metropolitan area is not one number. The lowest-paid tenth of workers earn up to $33,150 a year ($15.94 an hour), while the highest-paid tenth earn $43,510 or more ($20.92 an hour). That is a gap of $10,360 between the bottom and the top of the scale. The middle half of workers falls between $35,890 at the 25th percentile and $40,190 at the 75th percentile. A top-tier earner makes 1.3 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for School Bus Monitors in Hudson County, NJ is $17.95. A full-time schedule of 40 hours for 52 weeks adds up to $37,340, and the same salary is $3,112 a month before taxes or about $1,436 per biweekly pay period. After taxes the same job pays $15.16 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Hudson County, NJ compares
Compared with the New Jersey average
Hudson County, NJ pays above the state benchmark. The New Jersey employment-weighted average for School Bus Monitors is $36,892; the local median of $37,340 beats it by $448, or 1.2%. Within New Jersey, Hudson County, NJ already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for School Bus Monitors is $34,651 across the contiguous United States. At $37,340, Hudson County, NJ pays $2,689 more, which is 7.8% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Hudson County, NJ
Among the 671 occupations with published wages in Hudson County, NJ, School Bus Monitors ranks number 653 by median pay, ahead of about 3% of them. The best-paying occupation we track here is Airline Pilots, Copilots, and Flight Engineers at $335,270 a year, which is $297,930 more than the median for School Bus Monitors.
From gross pay to take-home pay
A salary of $37,340 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $5,798 a year, which leaves $31,542, or $2,628 a month.
Put another way, of every $100 earned, about $16 goes to taxes and $84 reaches the paycheck. The overall effective tax rate is 15.5%.
Federal income tax
After the $15,750 standard deduction, taxable income is $21,590. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $2,352, an effective 6.3% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,315 on this salary. Medicare takes 1.45%, or $541. FICA totals $2,857, which is 7.7% of gross pay.
State income tax in New Jersey
New Jersey income tax on this salary is $589 a year, or 1.6% of gross pay, after the state's own deductions and exemptions are applied. That is 25% of the federal income tax bill, and it comes out to $49 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Hudson County, NJ
IRS Statistics of Income data for Hudson County, NJ show an average adjusted gross income of $102,504 per return and an average effective federal income tax rate of 16.8% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.2%, compared with the 6.3% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Hudson County, NJ
Take-home pay only means something next to what life costs. We price four basics for one adult in Hudson County, NJ: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $31,542 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Hudson County, NJ is $2,514 a month, or $30,168 a year. A two-bedroom costs $2,792 a month. For School Bus Monitors, a one-bedroom absorbs 95.6% of take-home pay and 80.8% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 9.2% of gross pay for School Bus Monitors in Hudson County, NJ. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using New Jersey residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $2,044 a year and other home energy such as natural gas about $518, for $2,562 in total. Gasoline in New Jersey averages $3.21 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,484.
What is left over
The basics cost $37,649 a year in Hudson County, NJ, but take-home pay for School Bus Monitors is $31,542. That is a shortfall of $6,108 a year, or $509 a month, before health care, transportation beyond fuel, debt or savings. Closing the gap would take roughly 403 extra paid hours a year at the take-home hourly rate of $15.16, or a second earner, a cheaper home or a roommate.
Can School Bus Monitors afford to live in Hudson County, NJ?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $37,340 that ceiling is $933 a month. The one-bedroom Fair Market Rent of $2,514 is $1,581 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $48.35 an hour; the median for School Bus Monitors is $17.95, which is 63% below that mark. Another way to see it: at $15.16 of take-home pay an hour, a one-bedroom takes about 38.3 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,792 a month means $1,396 each. Compared with renting a one-bedroom alone, that saves $13,416 a year. With a roommate, the yearly margin after the basics becomes $7,308, which turns the shortfall into a surplus.
How fast you can save
With no monthly margin after the four basics, saving requires a change on one side of the ledger: higher pay than the $37,340 median, lower housing costs than the $2,514 one-bedroom rent, or a second income.
Frequently asked questions about School Bus Monitors pay in Hudson County, NJ
What is the hourly wage for School Bus Monitors in Hudson County, NJ?
The median is $17.95 per hour, based on $37,340 a year over 2,080 hours. Hourly pay runs from about $15.94 at the 10th percentile to $20.92 at the 90th percentile.
What is the take-home pay for School Bus Monitors in Hudson County, NJ?
After federal income tax, FICA and state income tax, the median salary of $37,340 becomes $31,542 a year. That is $2,628 a month, $1,213 every two weeks or $607 a week.
What percentage of pay goes to taxes for School Bus Monitors in Hudson County, NJ?
Total taxes are $5,798 a year, an effective rate of 15.5%: $2,352 federal income tax, $2,857 FICA and $589 New Jersey income tax.
Is pay for School Bus Monitors in Hudson County, NJ above the New Jersey average?
Yes. The local median of $37,340 is +1.2% versus the New Jersey average of $36,892, a difference of $448 a year.
Is a one-bedroom rent affordable on the median School Bus Monitors salary in Hudson County, NJ?
A one-bedroom costs $2,514 a month against take-home pay of $2,628, which is 95.6% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $933 a month.
How much is left after rent, food and energy for School Bus Monitors in Hudson County, NJ?
Nothing remains: the basics cost $37,649 a year, which is $6,108 more than take-home pay, a monthly shortfall of $509.
What hourly wage covers a one-bedroom in Hudson County, NJ at the 30% guideline?
$48.35 an hour for a full-time schedule, calculated as the $30,168 annual rent divided by 0.30 and by 2,080 hours. The median for School Bus Monitors is $17.95.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the New York-Newark-Jersey City, NY-NJ metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the New Jersey rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.