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County Paycheck

Retail Salespersons Salary in Lorain County, OH

The median pay for Retail Salespersons in Lorain County, OH is $31,000 a year before taxes. Below: take-home pay after federal, FICA and state taxes, and what is left after rent, food and energy.

Median salary
$31,000
$14.90 per hour
Take-home pay
$26,967
$2,247 per month
Left after basics
$7,213
$601 per month

Salary payslip: where every dollar goes

Single filer, wage income only, standard deduction, tax year 2025.

  • Federal income tax 5.1%
  • Social Security (6.2%) 6.2%
  • Medicare (1.45%) 1.5%
  • State income tax 0.2%
  • Rent (1-bedroom, HUD FMR) 40.6%
  • Food (USDA Thrifty plan) 11.1%
  • Home energy 7.1%
  • Gasoline 4.9%
  • Left over 23.3%
Annual and monthly payslip for Retail Salespersons in Lorain County, OH
Line Per year Per month % of gross
Gross annual salary (BLS median) $31,000 $2,583 100%
Federal income tax −$1,592 −$133 5.1%
Social Security (6.2%) −$1,922 −$160 6.2%
Medicare (1.45%) −$450 −$37 1.5%
State income tax −$70 −$6 0.2%
Take-home pay $26,967 $2,247 87.0%
Rent (1-bedroom, HUD FMR) −$12,600 −$1,050 40.6%
Food (USDA Thrifty plan) −$3,436 −$286 11.1%
Home energy −$2,214 −$185 7.1%
Gasoline −$1,504 −$125 4.9%
Left over $7,213 $601 23.3%

What Retail Salespersons earn in Lorain County, OH

If you are weighing a move or a job offer, start with $31,000: the median annual pay for Retail Salespersons in Lorain County, OH. Spread over a standard 2,080-hour work year, that is $14.90 an hour. Because the wage survey covers the whole Cleveland, OH metropolitan area, the number reflects employers across the region rather than a single town or a single company.

The mean wage is $34,770, which is 12.2% above the median, a sign that a group of high earners lifts the average. The survey counts about 24,650 people working in this occupation across the Cleveland, OH metropolitan area, so the estimate rests on a substantial pool of workers. Lorain County, OH has roughly 317,129 residents, according to the population figures used by the rent data.

The salary range, from entry level to top earners

Pay for Retail Salespersons in the Cleveland, OH metropolitan area is not one number. The lowest-paid tenth of workers earn up to $24,870 a year ($11.96 an hour), while the highest-paid tenth earn $45,680 or more ($21.96 an hour). That is a gap of $20,810 between the bottom and the top of the scale. The middle half of workers falls between $28,570 at the 25th percentile and $36,390 at the 75th percentile. A top-tier earner makes 1.8 times what someone at the bottom makes, so experience, certification and employer all matter.

What the hourly rate looks like

Converted to an hourly wage, the median for Retail Salespersons in Lorain County, OH is $14.90. A full-time schedule of 40 hours for 52 weeks adds up to $31,000, and the same salary is $2,583 a month before taxes or about $1,192 per biweekly pay period. After taxes the same job pays $12.96 per hour of take-home income, which is the number that actually has to cover rent and groceries.

How pay in Lorain County, OH compares

Compared with the Ohio average

Pay for Retail Salespersons in Lorain County, OH is in line with the statewide figure: $31,000 locally against an employment-weighted Ohio average of $31,002, a difference of only $2 (0.0%). Within Ohio, the highest median we track for this job is $33,780 in Franklin County, OH.

Compared with the national average

The national employment-weighted average for Retail Salespersons is $34,080 across the contiguous United States. At $31,000, Lorain County, OH pays $3,080 less, which is 9.0% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.

Where this job ranks in Lorain County, OH

Among the 549 occupations with published wages in Lorain County, OH, Retail Salespersons ranks number 527 by median pay, ahead of about 4% of them. The best-paying occupation we track here is General and Operations Managers at $97,750 a year, which is $66,750 more than the median for Retail Salespersons.

From gross pay to take-home pay

A salary of $31,000 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $4,033 a year, which leaves $26,967, or $2,247 a month.

Put another way, of every $100 earned, about $13 goes to taxes and $87 reaches the paycheck. The overall effective tax rate is 13.0%.

Federal income tax

After the $15,750 standard deduction, taxable income is $15,250. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,592, an effective 5.1% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.

Social Security and Medicare (FICA)

Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,922 on this salary. Medicare takes 1.45%, or $450. FICA totals $2,372, which is 7.6% of gross pay.

State income tax in Ohio

Ohio income tax on this salary is $70 a year, or 0.2% of gross pay, after the state's own deductions and exemptions are applied. That is 4% of the federal income tax bill, and it comes out to $6 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.

A cross-check with IRS data for Lorain County, OH

IRS Statistics of Income data for Lorain County, OH show an average adjusted gross income of $78,000 per return and an average effective federal income tax rate of 12.1% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.0%, compared with the 5.1% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.

Cost of living in Lorain County, OH

Take-home pay only means something next to what life costs. We price four basics for one adult in Lorain County, OH: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $26,967 of take-home pay.

Rent

The HUD Fair Market Rent for a one-bedroom apartment in Lorain County, OH is $1,050 a month, or $12,600 a year. A two-bedroom costs $1,274 a month. For Retail Salespersons, a one-bedroom absorbs 46.7% of take-home pay and 40.6% of gross pay.

Food

The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.1% of gross pay for Retail Salespersons in Lorain County, OH. It is a thrifty budget with no restaurant meals, so treat it as a floor.

Energy and gasoline

Using Ohio residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,689 a year and other home energy such as natural gas about $525, for $2,214 in total. Gasoline in Ohio averages $3.25 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,504.

What is left over

Add the four basics together and living costs come to $19,754 a year, 73% of take-home pay. That leaves $7,213 a year, or $601 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 23.3% of gross pay, a comfortable cushion by common budgeting rules.

Can Retail Salespersons afford to live in Lorain County, OH?

The 30% rent guideline

A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $31,000 that ceiling is $775 a month. The one-bedroom Fair Market Rent of $1,050 is $275 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $20.19 an hour; the median for Retail Salespersons is $14.90, which is 26% below that mark. Another way to see it: at $12.96 of take-home pay an hour, a one-bedroom takes about 18.7 working hours every week.

Splitting a two-bedroom

Sharing a two-bedroom at $1,274 a month means $637 each. Compared with renting a one-bedroom alone, that saves $4,956 a year. With a roommate, the yearly margin after the basics becomes $12,169.

How fast you can save

At $601 a month of margin, building a $10,000 emergency fund would take about 17 months. Setting aside half of the margin stretches the same goal to about 34 months. These figures ignore interest, raises and any spending beyond the four basics.

Frequently asked questions about Retail Salespersons pay in Lorain County, OH

What is the hourly wage for Retail Salespersons in Lorain County, OH?

The median is $14.90 per hour, based on $31,000 a year over 2,080 hours. Hourly pay runs from about $11.96 at the 10th percentile to $21.96 at the 90th percentile.

What is the take-home pay for Retail Salespersons in Lorain County, OH?

After federal income tax, FICA and state income tax, the median salary of $31,000 becomes $26,967 a year. That is $2,247 a month, $1,037 every two weeks or $519 a week.

What percentage of pay goes to taxes for Retail Salespersons in Lorain County, OH?

Total taxes are $4,033 a year, an effective rate of 13.0%: $1,592 federal income tax, $2,372 FICA and $70 Ohio income tax.

Is pay for Retail Salespersons in Lorain County, OH above the Ohio average?

It is about the same. The local median of $31,000 is within 0.0% of the Ohio average of $31,002.

Is a one-bedroom rent affordable on the median Retail Salespersons salary in Lorain County, OH?

A one-bedroom costs $1,050 a month against take-home pay of $2,247, which is 46.7% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $775 a month.

How much is left after rent, food and energy for Retail Salespersons in Lorain County, OH?

About $601 a month ($7,213 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $19,754 a year.

What hourly wage covers a one-bedroom in Lorain County, OH at the 30% guideline?

$20.19 an hour for a full-time schedule, calculated as the $12,600 annual rent divided by 0.30 and by 2,080 hours. The median for Retail Salespersons is $14.90.

How we calculated these numbers

Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Cleveland, OH metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.

Taxes use tax-year 2025 federal brackets, FICA rates and the Ohio rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.

Methodology & sources

Wages are medians for the Cleveland, OH area. Taxes assume a single filer with wage income only and the standard deduction (tax year 2025). Local income taxes are not included. Estimates are for comparison, not advice.