What Customer Service Representatives earn in Wagoner County, OK
According to the latest federal wage data for the Tulsa, OK metropolitan area, the median pay for Customer Service Representatives in Wagoner County, OK is $38,560 a year, or $18.54 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $31,817 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Wagoner County, OK.
The mean wage is $42,530, which is 10.3% above the median, a sign that a group of high earners lifts the average. The survey counts about 9,800 people working in this occupation across the Tulsa, OK metropolitan area, so the estimate rests on a substantial pool of workers. Wagoner County, OK has roughly 86,609 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Customer Service Representatives in the Tulsa, OK metropolitan area is not one number. The lowest-paid tenth of workers earn up to $29,540 a year ($14.20 an hour), while the highest-paid tenth earn $59,800 or more ($28.75 an hour). That is a gap of $30,260 between the bottom and the top of the scale. The middle half of workers falls between $34,730 at the 25th percentile and $47,850 at the 75th percentile. A top-tier earner makes 2.0 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Customer Service Representatives in Wagoner County, OK is $18.54. A full-time schedule of 40 hours for 52 weeks adds up to $38,560, and the same salary is $3,213 a month before taxes or about $1,483 per biweekly pay period. After taxes the same job pays $15.30 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Customer Service Representatives
The U.S. Department of Labor's O*NET database describes the work of Customer Service Representatives this way: "Interact with customers to provide basic or scripted information in response to routine inquiries about products and services. May handle and resolve general complaints. Excludes individuals whose duties are primarily installation, sales, repair, and technical support."
Core tasks recorded by O*NET include: "Keep records of customer interactions or transactions, recording details of inquiries, complaints, or comments, as well as actions taken"; "Check to ensure that appropriate changes were made to resolve customers' problems"; "Contact customers to respond to inquiries or to notify them of claim investigation results or any planned adjustments"; "Refer unresolved customer grievances to designated departments for further investigation".
Job outlook for Customer Service Representatives
The Bureau of Labor Statistics projects national employment in this occupation to shrink from 2,666,000 jobs in 2025 to 2,524,100 in 2035, a change of -5.3%, slower than the 3.5% projected for all occupations. The projection counts 289,500 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 10.9% of current employment each year.
Typical entry-level education: high school diploma or equivalent. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $44,770 for this occupation; the Wagoner County, OK median of $38,560 is 13.9% below it.
How pay in Wagoner County, OK compares
Compared with the Oklahoma average
Pay for Customer Service Representatives in Wagoner County, OK is in line with the statewide figure: $38,560 locally against an employment-weighted Oklahoma average of $38,554, a difference of only $6 (0.0%). Within Oklahoma, the highest median we track for this job is $39,330 in Oklahoma County, OK.
Compared with the national average
The national employment-weighted average for Customer Service Representatives is $44,022 across the contiguous United States. At $38,560, Wagoner County, OK pays $5,462 less, which is 12.4% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Wagoner County, OK
Among the 478 occupations with published wages in Wagoner County, OK, Customer Service Representatives ranks number 374 by median pay, ahead of about 22% of them. The best-paying occupation we track here is General and Operations Managers at $96,150 a year, which is $57,590 more than the median for Customer Service Representatives.
From gross pay to take-home pay
A salary of $38,560 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $6,743 a year, which leaves $31,817, or $2,651 a month.
Put another way, of every $100 earned, about $17 goes to taxes and $83 reaches the paycheck. The overall effective tax rate is 17.5%.
Federal income tax
After the $15,750 standard deduction, taxable income is $22,810. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $2,499, an effective 6.5% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,391 on this salary. Medicare takes 1.45%, or $559. FICA totals $2,950, which is 7.6% of gross pay.
State income tax in Oklahoma
Oklahoma income tax on this salary is $1,294 a year, or 3.4% of gross pay, after the state's own deductions and exemptions are applied. That is 52% of the federal income tax bill, and it comes out to $108 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Wagoner County, OK
IRS Statistics of Income data for Wagoner County, OK show an average adjusted gross income of $78,985 per return and an average effective federal income tax rate of 10.9% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.8%, compared with the 6.5% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Wagoner County, OK
Take-home pay only means something next to what life costs. We price four basics for one adult in Wagoner County, OK: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $31,817 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Wagoner County, OK is $1,007 a month, or $12,084 a year. A two-bedroom costs $1,229 a month. For Customer Service Representatives, a one-bedroom absorbs 38.0% of take-home pay and 31.3% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 8.9% of gross pay for Customer Service Representatives in Wagoner County, OK. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Oklahoma residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,293 a year and other home energy such as natural gas about $552, for $1,845 in total. Gasoline in Oklahoma averages $3.04 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,406.
What is left over
Add the four basics together and living costs come to $18,770 a year, 59% of take-home pay. That leaves $13,047 a year, or $1,087 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 33.8% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Wagoner County, OK
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Wagoner County, OK: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Wagoner County, OK, set beside the Oklahoma and national medians.
Property taxes in Wagoner County, OK
Homeowners in Wagoner County, OK pay a median of $1,858 a year in real estate taxes, 16% above the Oklahoma median of $1,599 and 40% below the U.S. median of $3,119. Against a median home value of $234,800, the median tax bill is 0.79% of that value (the ratio of the two county medians). For a worker paid the local Customer Service Representatives median of $38,560, a tax bill of that size would equal 4.8% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Wagoner County, OK
Renters in Wagoner County, OK pay a median gross rent of $1,068 a month in the Census survey, 5% above the Oklahoma median of $1,014. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,007 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $234,800, 18% above the Oklahoma median of $199,800. Median household income is $81,207, 25% above the Oklahoma median of $65,039, so a year of one-bedroom Fair Market Rent equals 14.9% of that income.
Commuting in Wagoner County, OK
Workers in Wagoner County, OK who travel to a workplace spend an average of 26.2 minutes each way, 17% above the Oklahoma average of 22.4. For someone who commutes five days a week, that is 4.4 hours of round-trip travel every week, a cost the budget does not price. 9.2% of workers in Wagoner County, OK work from home, compared with 15.1% nationally, which removes the commute for them.
Can Customer Service Representatives afford to live in Wagoner County, OK?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $38,560 that ceiling is $964 a month. The one-bedroom Fair Market Rent of $1,007 is $43 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $19.37 an hour; the median for Customer Service Representatives is $18.54, which is 4% below that mark. Another way to see it: at $15.30 of take-home pay an hour, a one-bedroom takes about 15.2 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,229 a month means $615 each. Compared with renting a one-bedroom alone, that saves $4,710 a year. With a roommate, the yearly margin after the basics becomes $17,757.
How fast you can save
At $1,087 a month of margin, building a $10,000 emergency fund would take about 10 months. Setting aside half of the margin stretches the same goal to about 20 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Customer Service Representatives pay in Wagoner County, OK
What is the hourly wage for Customer Service Representatives in Wagoner County, OK?
The median is $18.54 per hour, based on $38,560 a year over 2,080 hours. Hourly pay runs from about $14.20 at the 10th percentile to $28.75 at the 90th percentile.
What is the take-home pay for Customer Service Representatives in Wagoner County, OK?
After federal income tax, FICA and state income tax, the median salary of $38,560 becomes $31,817 a year. That is $2,651 a month, $1,224 every two weeks or $612 a week.
What percentage of pay goes to taxes for Customer Service Representatives in Wagoner County, OK?
Total taxes are $6,743 a year, an effective rate of 17.5%: $2,499 federal income tax, $2,950 FICA and $1,294 Oklahoma income tax.
Is pay for Customer Service Representatives in Wagoner County, OK above the Oklahoma average?
It is about the same. The local median of $38,560 is within 0.0% of the Oklahoma average of $38,554.
Is a one-bedroom rent affordable on the median Customer Service Representatives salary in Wagoner County, OK?
A one-bedroom costs $1,007 a month against take-home pay of $2,651, which is 38.0% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $964 a month.
How much is left after rent, food and energy for Customer Service Representatives in Wagoner County, OK?
About $1,087 a month ($13,047 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $18,770 a year.
What hourly wage covers a one-bedroom in Wagoner County, OK at the 30% guideline?
$19.37 an hour for a full-time schedule, calculated as the $12,084 annual rent divided by 0.30 and by 2,080 hours. The median for Customer Service Representatives is $18.54.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Tulsa, OK metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Oklahoma rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.