What Construction Laborers earn in Cheatham County, TN
According to the latest federal wage data for the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, the median pay for Construction Laborers in Cheatham County, TN is $46,190 a year, or $22.21 an hour. After federal income tax, Social Security, Medicare (and no state income tax), the paycheck shrinks to $39,242 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Cheatham County, TN.
The mean wage is $46,700, which is 1.1% above the median, so pay is spread fairly evenly. The survey counts about 9,170 people working in this occupation across the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, so the estimate rests on a substantial pool of workers. Cheatham County, TN has roughly 41,829 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Construction Laborers in the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area is not one number. The lowest-paid tenth of workers earn up to $36,640 a year ($17.62 an hour), while the highest-paid tenth earn $59,270 or more ($28.50 an hour). That is a gap of $22,630 between the bottom and the top of the scale. The middle half of workers falls between $38,840 at the 25th percentile and $50,480 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $22.21 an hour or $46,190 a year at the median for Cheatham County, TN. Before any deductions, that is $3,849 a month, $1,777 every two weeks and $888 each week. After taxes the same job pays $18.87 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Construction Laborers
The U.S. Department of Labor's O*NET database describes the work of Construction Laborers this way: "Perform tasks involving physical labor at construction sites. May operate hand and power tools of all types: air hammers, earth tampers, cement mixers, small mechanical hoists, surveying and measuring equipment, and a variety of other equipment and instruments. May clean and prepare sites, dig trenches, set braces to support the sides of excavations, erect scaffolding, and clean up rubble, debris, and other waste materials. May assist other craft workers."
Core tasks recorded by O*NET include: "Clean or prepare construction sites to eliminate possible hazards"; "Read plans, instructions, or specifications to determine work activities"; "Signal equipment operators to facilitate alignment, movement, or adjustment of machinery, equipment, or materials"; "Dig ditches or trenches, backfill excavations, or compact and level earth to grade specifications, using picks, shovels, pneumatic tampers, or rakes".
Job outlook for Construction Laborers
The Bureau of Labor Statistics projects national employment in this occupation to grow from 1,489,300 jobs in 2025 to 1,598,600 in 2035, a change of +7.3%, faster than the 3.5% projected for all occupations. The projection counts 120,000 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 8.1% of current employment each year. About 26.9% of the people in this occupation are self-employed, and wage figures cover wage and salary workers only.
Typical entry-level education: no formal educational credential. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $47,120 for this occupation; the Cheatham County, TN median of $46,190 is 2.0% below it.
How pay in Cheatham County, TN compares
Compared with the Tennessee average
A worker in this occupation in Cheatham County, TN earns $1,539 more than the Tennessee average of $44,651, a premium of 3.5%. Over a year that premium is worth $1,539 before tax and roughly $1,308 after tax. Within Tennessee, Cheatham County, TN already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Construction Laborers is $49,249 across the contiguous United States. At $46,190, Cheatham County, TN pays $3,059 less, which is 6.2% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Cheatham County, TN
Among the 532 occupations with published wages in Cheatham County, TN, Construction Laborers ranks number 398 by median pay, ahead of about 25% of them. The best-paying occupation we track here is General and Operations Managers at $119,990 a year, which is $73,800 more than the median for Construction Laborers.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Construction Laborers earning the Cheatham County, TN median of $46,190, they add up to $6,948. The result is $39,242 of take-home pay a year ($3,270 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $15 goes to taxes and $85 reaches the paycheck. The overall effective tax rate is 15.0%.
Federal income tax
After the $15,750 standard deduction, taxable income is $30,440. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $3,414, an effective 7.4% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,864 on this salary. Medicare takes 1.45%, or $670. FICA totals $3,534, which is 7.7% of gross pay.
State income tax in Tennessee
Tennessee does not tax wage income, so the state income tax line for Construction Laborers in Cheatham County, TN is $0. That alone leaves more in the paycheck than the same salary would in a state with an income tax. For scale, a hypothetical flat 5% state tax on this salary would cost about $2,310 a year, so the absence of a state tax is worth roughly $192 a month.
A cross-check with IRS data for Cheatham County, TN
IRS Statistics of Income data for Cheatham County, TN show an average adjusted gross income of $81,874 per return and an average effective federal income tax rate of 12.5% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.6%, compared with the 7.4% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Cheatham County, TN
Take-home pay only means something next to what life costs. We price four basics for one adult in Cheatham County, TN: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $39,242 of take-home pay.
Rent
Housing is the largest line in most budgets. For Cheatham County, TN, HUD sets the Fair Market Rent for a one-bedroom unit at $1,650 a month ($19,800 a year), and at $1,798 for two bedrooms. For Construction Laborers, a one-bedroom absorbs 50.5% of take-home pay and 42.9% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 7.4% of gross pay for Construction Laborers in Cheatham County, TN. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Tennessee residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,313 a year and other home energy such as natural gas about $421, for $1,733 in total. Gasoline in Tennessee averages $3.08 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,426.
What is left over
Rent, food, energy and gasoline cost $26,395 a year in Cheatham County, TN. Subtract that from $39,242 of take-home pay and $12,847 remains, which is $1,071 a month of breathing room. That margin equals 27.8% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Cheatham County, TN
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Cheatham County, TN: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Cheatham County, TN, set beside the Tennessee and national medians.
Property taxes in Cheatham County, TN
Homeowners in Cheatham County, TN pay a median of $1,582 a year in real estate taxes, 10% above the Tennessee median of $1,442 and 49% below the U.S. median of $3,119. Against a median home value of $338,700, the median tax bill is 0.47% of that value (the ratio of the two county medians). For a worker paid the local Construction Laborers median of $46,190, a tax bill of that size would equal 3.4% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Cheatham County, TN
Renters in Cheatham County, TN pay a median gross rent of $1,345 a month in the Census survey, 13% above the Tennessee median of $1,189. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,650 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $338,700, 18% above the Tennessee median of $286,700. Median household income is $89,852, 29% above the Tennessee median of $69,595, so a year of one-bedroom Fair Market Rent equals 22.0% of that income.
Commuting in Cheatham County, TN
Workers in Cheatham County, TN who travel to a workplace spend an average of 33.5 minutes each way, 30% above the Tennessee average of 25.7. For someone who commutes five days a week, that is 5.6 hours of round-trip travel every week, a cost the budget does not price. 13.7% of workers in Cheatham County, TN work from home, compared with 15.1% nationally, which removes the commute for them.
Can Construction Laborers afford to live in Cheatham County, TN?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $46,190 that ceiling is $1,155 a month. The one-bedroom Fair Market Rent of $1,650 is $495 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $31.73 an hour; the median for Construction Laborers is $22.21, which is 30% below that mark. Another way to see it: at $18.87 of take-home pay an hour, a one-bedroom takes about 20.2 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,798 a month means $899 each. Compared with renting a one-bedroom alone, that saves $9,012 a year. With a roommate, the yearly margin after the basics becomes $21,859.
How fast you can save
At $1,071 a month of margin, building a $10,000 emergency fund would take about 10 months. Setting aside half of the margin stretches the same goal to about 20 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Construction Laborers pay in Cheatham County, TN
How much do Construction Laborers make per hour in Cheatham County, TN?
The median is $22.21 per hour, based on $46,190 a year over 2,080 hours. Hourly pay runs from about $17.62 at the 10th percentile to $28.50 at the 90th percentile.
How much do Construction Laborers take home after taxes in Cheatham County, TN?
After federal income tax, FICA, the median salary of $46,190 becomes $39,242 a year. That is $3,270 a month, $1,509 every two weeks or $755 a week.
How much tax do Construction Laborers pay in Cheatham County, TN?
Total taxes are $6,948 a year, an effective rate of 15.0%: $3,414 federal income tax, $3,534 FICA and no Tennessee income tax.
Do Construction Laborers earn more in Cheatham County, TN than elsewhere in Tennessee?
Yes. The local median of $46,190 is +3.5% versus the Tennessee average of $44,651, a difference of $1,539 a year.
Can Construction Laborers afford a one-bedroom apartment in Cheatham County, TN?
A one-bedroom costs $1,650 a month against take-home pay of $3,270, which is 50.5% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $1,155 a month.
What is the monthly budget margin for Construction Laborers in Cheatham County, TN?
About $1,071 a month ($12,847 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $26,395 a year.
What hourly wage covers a one-bedroom in Cheatham County, TN at the 30% guideline?
$31.73 an hour for a full-time schedule, calculated as the $19,800 annual rent divided by 0.30 and by 2,080 hours. The median for Construction Laborers is $22.21.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Tennessee rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.