What Retail Salespersons earn in Montague County, TX
According to the latest federal wage data for the North Region of Texas nonmetropolitan area, the median pay for Retail Salespersons in Montague County, TX is $29,900 a year, or $14.38 an hour. After federal income tax, Social Security, Medicare (and no state income tax), the paycheck shrinks to $26,153 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Montague County, TX.
The mean wage is $32,930, which is 10.1% above the median, a sign that a group of high earners lifts the average. The survey counts about 7,050 people working in this occupation across the North Region of Texas nonmetropolitan area, so the estimate rests on a substantial pool of workers. Montague County, TX has roughly 21,046 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Retail Salespersons in the North Region of Texas nonmetropolitan area is not one number. The lowest-paid tenth of workers earn up to $23,050 a year ($11.08 an hour), while the highest-paid tenth earn $42,870 or more ($20.61 an hour). That is a gap of $19,820 between the bottom and the top of the scale. The middle half of workers falls between $27,530 at the 25th percentile and $36,070 at the 75th percentile. A top-tier earner makes 1.9 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Retail Salespersons in Montague County, TX is $14.38. A full-time schedule of 40 hours for 52 weeks adds up to $29,900, and the same salary is $2,492 a month before taxes or about $1,150 per biweekly pay period. After taxes the same job pays $12.57 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Retail Salespersons
The U.S. Department of Labor's O*NET database describes the work of Retail Salespersons this way: "Sell merchandise, such as furniture, motor vehicles, appliances, or apparel to consumers."
Core tasks recorded by O*NET include: "Greet customers and ascertain what each customer wants or needs"; "Maintain knowledge of current sales and promotions, policies regarding payment and exchanges, and security practices"; "Compute sales prices, total purchases, and receive and process cash or credit payment"; "Watch for and recognize security risks and thefts and know how to prevent or handle these situations".
Job outlook for Retail Salespersons
The Bureau of Labor Statistics projects national employment in this occupation to shrink from 3,998,100 jobs in 2025 to 3,984,100 in 2035, a change of -0.3%, slower than the 3.5% projected for all occupations. The projection counts 520,600 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 13.0% of current employment each year.
Typical entry-level education: no formal educational credential. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $35,410 for this occupation; the Montague County, TX median of $29,900 is 15.6% below it.
How pay in Montague County, TX compares
Compared with the Texas average
The local median of $29,900 sits below the Texas employment-weighted average of $31,470. The shortfall is $1,570 a year, or 5.0%, so Montague County, TX is a lower-paying market for this job than the state as a whole. Within Texas, the highest median we track for this job is $33,860 in Travis County, TX.
Compared with the national average
The national employment-weighted average for Retail Salespersons is $34,080 across the contiguous United States. At $29,900, Montague County, TX pays $4,180 less, which is 12.3% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Montague County, TX
Among the 402 occupations with published wages in Montague County, TX, Retail Salespersons ranks number 368 by median pay, ahead of about 8% of them. The best-paying occupation we track here is General and Operations Managers at $80,820 a year, which is $50,920 more than the median for Retail Salespersons.
From gross pay to take-home pay
A salary of $29,900 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $3,747 a year, which leaves $26,153, or $2,179 a month.
Put another way, of every $100 earned, about $13 goes to taxes and $87 reaches the paycheck. The overall effective tax rate is 12.5%.
Federal income tax
After the $15,750 standard deduction, taxable income is $14,150. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,460, an effective 4.9% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,854 on this salary. Medicare takes 1.45%, or $434. FICA totals $2,287, which is 7.6% of gross pay.
State income tax in Texas
There is no state income tax on wages in Texas, which means Retail Salespersons in Montague County, TX keep the full $26,153 left after federal and payroll taxes. For scale, a hypothetical flat 5% state tax on this salary would cost about $1,495 a year, so the absence of a state tax is worth roughly $125 a month.
A cross-check with IRS data for Montague County, TX
IRS Statistics of Income data for Montague County, TX show an average adjusted gross income of $76,802 per return and an average effective federal income tax rate of 11.3% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.8%, compared with the 4.9% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Montague County, TX
Take-home pay only means something next to what life costs. We price four basics for one adult in Montague County, TX: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $26,153 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Montague County, TX is $907 a month, or $10,884 a year. A two-bedroom costs $1,088 a month. For Retail Salespersons, a one-bedroom absorbs 41.6% of take-home pay and 36.4% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.5% of gross pay for Retail Salespersons in Montague County, TX. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Texas residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,578 a year and other home energy such as natural gas about $719, for $2,297 in total. Gasoline in Texas averages $2.88 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,334.
What is left over
Add the four basics together and living costs come to $17,951 a year, 69% of take-home pay. That leaves $8,202 a year, or $683 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 27.4% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Montague County, TX
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Montague County, TX: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Montague County, TX, set beside the Texas and national medians.
Property taxes in Montague County, TX
Homeowners in Montague County, TX pay a median of $1,902 a year in real estate taxes, 55% below the Texas median of $4,232 and 39% below the U.S. median of $3,119. Against a median home value of $206,400, the median tax bill is 0.92% of that value (the ratio of the two county medians). For a worker paid the local Retail Salespersons median of $29,900, a tax bill of that size would equal 6.4% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Montague County, TX
Renters in Montague County, TX pay a median gross rent of $1,008 a month in the Census survey, 28% below the Texas median of $1,403. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $907 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $206,400, 27% below the Texas median of $283,800. Median household income is $64,545, 18% below the Texas median of $78,476, so a year of one-bedroom Fair Market Rent equals 16.9% of that income.
Commuting in Montague County, TX
Workers in Montague County, TX who travel to a workplace spend an average of 33.8 minutes each way, 27% above the Texas average of 26.7. For someone who commutes five days a week, that is 5.6 hours of round-trip travel every week, a cost the budget does not price. 8.5% of workers in Montague County, TX work from home, compared with 15.1% nationally, which removes the commute for them.
Can Retail Salespersons afford to live in Montague County, TX?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $29,900 that ceiling is $747 a month. The one-bedroom Fair Market Rent of $907 is $160 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $17.44 an hour; the median for Retail Salespersons is $14.38, which is 18% below that mark. Another way to see it: at $12.57 of take-home pay an hour, a one-bedroom takes about 16.6 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,088 a month means $544 each. Compared with renting a one-bedroom alone, that saves $4,356 a year. With a roommate, the yearly margin after the basics becomes $12,558.
How fast you can save
At $683 a month of margin, building a $10,000 emergency fund would take about 15 months. Setting aside half of the margin stretches the same goal to about 30 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Retail Salespersons pay in Montague County, TX
What is the hourly wage for Retail Salespersons in Montague County, TX?
The median is $14.38 per hour, based on $29,900 a year over 2,080 hours. Hourly pay runs from about $11.08 at the 10th percentile to $20.61 at the 90th percentile.
What is the take-home pay for Retail Salespersons in Montague County, TX?
After federal income tax, FICA, the median salary of $29,900 becomes $26,153 a year. That is $2,179 a month, $1,006 every two weeks or $503 a week.
What percentage of pay goes to taxes for Retail Salespersons in Montague County, TX?
Total taxes are $3,747 a year, an effective rate of 12.5%: $1,460 federal income tax, $2,287 FICA and no Texas income tax.
Is pay for Retail Salespersons in Montague County, TX above the Texas average?
No. The local median of $29,900 is -5.0% versus the Texas average of $31,470, a difference of $1,570 a year.
Is a one-bedroom rent affordable on the median Retail Salespersons salary in Montague County, TX?
A one-bedroom costs $907 a month against take-home pay of $2,179, which is 41.6% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $747 a month.
How much is left after rent, food and energy for Retail Salespersons in Montague County, TX?
About $683 a month ($8,202 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $17,951 a year.
What hourly wage covers a one-bedroom in Montague County, TX at the 30% guideline?
$17.44 an hour for a full-time schedule, calculated as the $10,884 annual rent divided by 0.30 and by 2,080 hours. The median for Retail Salespersons is $14.38.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the North Region of Texas nonmetropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Texas rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.