What Home Health and Personal Care Aides earn in Chesterfield County, VA
If you are weighing a move or a job offer, start with $29,360: the median annual pay for Home Health and Personal Care Aides in Chesterfield County, VA. Spread over a standard 2,080-hour work year, that is $14.12 an hour. Because the wage survey covers the whole Richmond, VA metropolitan area, the number reflects employers across the region rather than a single town or a single company.
The mean wage is $32,690, which is 11.3% above the median, a sign that a group of high earners lifts the average. The survey counts about 11,570 people working in this occupation across the Richmond, VA metropolitan area, so the estimate rests on a substantial pool of workers. Chesterfield County, VA has roughly 377,869 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Home Health and Personal Care Aides in the Richmond, VA metropolitan area is not one number. The lowest-paid tenth of workers earn up to $27,630 a year ($13.28 an hour), while the highest-paid tenth earn $38,420 or more ($18.47 an hour). That is a gap of $10,790 between the bottom and the top of the scale. The middle half of workers falls between $28,420 at the 25th percentile and $36,810 at the 75th percentile. A top-tier earner makes 1.4 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $14.12 an hour or $29,360 a year at the median for Chesterfield County, VA. Before any deductions, that is $2,447 a month, $1,129 every two weeks and $565 each week. After taxes the same job pays $11.94 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Chesterfield County, VA compares
Compared with the Virginia average
Pay in Chesterfield County, VA runs $4,454 below the Virginia average of $33,814, a gap of 13.2%. A worker who moved to a better-paying part of Virginia would, on paper, gain that difference before taxes. Within Virginia, the highest median we track for this job is $38,530 in Fairfax County, VA.
Compared with the national average
The national employment-weighted average for Home Health and Personal Care Aides is $34,899 across the contiguous United States. At $29,360, Chesterfield County, VA pays $5,539 less, which is 15.9% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Chesterfield County, VA
Among the 516 occupations with published wages in Chesterfield County, VA, Home Health and Personal Care Aides ranks number 512 by median pay, ahead of about 1% of them. The best-paying occupation we track here is General and Operations Managers at $108,670 a year, which is $79,310 more than the median for Home Health and Personal Care Aides.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Home Health and Personal Care Aides earning the Chesterfield County, VA median of $29,360, they add up to $4,529. The result is $24,831 of take-home pay a year ($2,069 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $15 goes to taxes and $85 reaches the paycheck. The overall effective tax rate is 15.4%.
Federal income tax
After the $15,750 standard deduction, taxable income is $13,610. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,395, an effective 4.8% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,820 on this salary. Medicare takes 1.45%, or $426. FICA totals $2,246, which is 7.6% of gross pay.
State income tax in Virginia
Virginia income tax on this salary is $888 a year, or 3.0% of gross pay, after the state's own deductions and exemptions are applied. That is 64% of the federal income tax bill, and it comes out to $74 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Chesterfield County, VA
IRS Statistics of Income data for Chesterfield County, VA show an average adjusted gross income of $94,420 per return and an average effective federal income tax rate of 13.1% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.0%, compared with the 4.8% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Chesterfield County, VA
Take-home pay only means something next to what life costs. We price four basics for one adult in Chesterfield County, VA: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $24,831 of take-home pay.
Rent
Housing is the largest line in most budgets. For Chesterfield County, VA, HUD sets the Fair Market Rent for a one-bedroom unit at $1,517 a month ($18,204 a year), and at $1,651 for two bedrooms. For Home Health and Personal Care Aides, a one-bedroom absorbs 73.3% of take-home pay and 62.0% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.7% of gross pay for Home Health and Personal Care Aides in Chesterfield County, VA. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Virginia residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,523 a year and other home energy such as natural gas about $597, for $2,119 in total. Gasoline in Virginia averages $3.09 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,429.
What is left over
The basics cost $25,188 a year in Chesterfield County, VA, but take-home pay for Home Health and Personal Care Aides is $24,831. That is a shortfall of $357 a year, or $30 a month, before health care, transportation beyond fuel, debt or savings. Closing the gap would take roughly 30 extra paid hours a year at the take-home hourly rate of $11.94, or a second earner, a cheaper home or a roommate.
Can Home Health and Personal Care Aides afford to live in Chesterfield County, VA?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $29,360 that ceiling is $734 a month. The one-bedroom Fair Market Rent of $1,517 is $783 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $29.17 an hour; the median for Home Health and Personal Care Aides is $14.12, which is 52% below that mark. Another way to see it: at $11.94 of take-home pay an hour, a one-bedroom takes about 29.3 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,651 a month means $826 each. Compared with renting a one-bedroom alone, that saves $8,298 a year. With a roommate, the yearly margin after the basics becomes $7,941, which turns the shortfall into a surplus.
How fast you can save
With no monthly margin after the four basics, saving requires a change on one side of the ledger: higher pay than the $29,360 median, lower housing costs than the $1,517 one-bedroom rent, or a second income.
Frequently asked questions about Home Health and Personal Care Aides pay in Chesterfield County, VA
How much do Home Health and Personal Care Aides make per hour in Chesterfield County, VA?
The median is $14.12 per hour, based on $29,360 a year over 2,080 hours. Hourly pay runs from about $13.28 at the 10th percentile to $18.47 at the 90th percentile.
How much do Home Health and Personal Care Aides take home after taxes in Chesterfield County, VA?
After federal income tax, FICA and state income tax, the median salary of $29,360 becomes $24,831 a year. That is $2,069 a month, $955 every two weeks or $478 a week.
How much tax do Home Health and Personal Care Aides pay in Chesterfield County, VA?
Total taxes are $4,529 a year, an effective rate of 15.4%: $1,395 federal income tax, $2,246 FICA and $888 Virginia income tax.
Do Home Health and Personal Care Aides earn more in Chesterfield County, VA than elsewhere in Virginia?
No. The local median of $29,360 is -13.2% versus the Virginia average of $33,814, a difference of $4,454 a year.
Can Home Health and Personal Care Aides afford a one-bedroom apartment in Chesterfield County, VA?
A one-bedroom costs $1,517 a month against take-home pay of $2,069, which is 73.3% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $734 a month.
What is the monthly budget margin for Home Health and Personal Care Aides in Chesterfield County, VA?
Nothing remains: the basics cost $25,188 a year, which is $357 more than take-home pay, a monthly shortfall of $30.
What hourly wage covers a one-bedroom in Chesterfield County, VA at the 30% guideline?
$29.17 an hour for a full-time schedule, calculated as the $18,204 annual rent divided by 0.30 and by 2,080 hours. The median for Home Health and Personal Care Aides is $14.12.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Richmond, VA metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Virginia rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.