What Waiters and Waitresses earn in Arapahoe County, CO
According to the latest federal wage data for the Denver-Aurora-Centennial, CO metropolitan area, the median pay for Waiters and Waitresses in Arapahoe County, CO is $39,650 a year, or $19.06 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $32,903 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Arapahoe County, CO.
The mean wage is $51,870, which is 30.8% above the median, a sign that a group of high earners lifts the average. The survey counts about 20,750 people working in this occupation across the Denver-Aurora-Centennial, CO metropolitan area, so the estimate rests on a substantial pool of workers. Arapahoe County, CO has roughly 659,844 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Waiters and Waitresses in the Denver-Aurora-Centennial, CO metropolitan area is not one number. The lowest-paid tenth of workers earn up to $31,010 a year ($14.91 an hour), while the highest-paid tenth earn $78,380 or more ($37.68 an hour). That is a gap of $47,370 between the bottom and the top of the scale. The middle half of workers falls between $33,770 at the 25th percentile and $74,180 at the 75th percentile. A top-tier earner makes 2.5 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $19.06 an hour or $39,650 a year at the median for Arapahoe County, CO. Before any deductions, that is $3,304 a month, $1,525 every two weeks and $763 each week. After taxes the same job pays $15.82 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Arapahoe County, CO compares
Compared with the Colorado average
Pay in Arapahoe County, CO runs $2,979 below the Colorado average of $42,629, a gap of 7.0%. A worker who moved to a better-paying part of Colorado would, on paper, gain that difference before taxes. Within Colorado, Arapahoe County, CO already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Waiters and Waitresses is $33,856 across the contiguous United States. At $39,650, Arapahoe County, CO pays $5,794 more, which is 17.1% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Arapahoe County, CO
Among the 554 occupations with published wages in Arapahoe County, CO, Waiters and Waitresses ranks number 523 by median pay, ahead of about 6% of them. The best-paying occupation we track here is Lawyers at $177,380 a year, which is $137,730 more than the median for Waiters and Waitresses.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Waiters and Waitresses earning the Arapahoe County, CO median of $39,650, they add up to $6,747. The result is $32,903 of take-home pay a year ($2,742 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $17 goes to taxes and $83 reaches the paycheck. The overall effective tax rate is 17.0%.
Federal income tax
After the $15,750 standard deduction, taxable income is $23,900. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $2,630, an effective 6.6% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,458 on this salary. Medicare takes 1.45%, or $575. FICA totals $3,033, which is 7.7% of gross pay.
State income tax in Colorado
Colorado income tax on this salary is $1,085 a year, or 2.7% of gross pay, after the state's own deductions and exemptions are applied. That is 41% of the federal income tax bill, and it comes out to $90 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Arapahoe County, CO
IRS Statistics of Income data for Arapahoe County, CO show an average adjusted gross income of $106,337 per return and an average effective federal income tax rate of 15.8% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.8%, compared with the 6.6% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Arapahoe County, CO
Take-home pay only means something next to what life costs. We price four basics for one adult in Arapahoe County, CO: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $32,903 of take-home pay.
Rent
Housing is the largest line in most budgets. For Arapahoe County, CO, HUD sets the Fair Market Rent for a one-bedroom unit at $1,831 a month ($21,972 a year), and at $2,169 for two bedrooms. For Waiters and Waitresses, a one-bedroom absorbs 66.8% of take-home pay and 55.4% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 8.7% of gross pay for Waiters and Waitresses in Arapahoe County, CO. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Colorado residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,576 a year and other home energy such as natural gas about $411, for $1,987 in total. Gasoline in Colorado averages $3.14 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,451.
What is left over
Rent, food, energy and gasoline cost $28,846 a year in Arapahoe County, CO. Subtract that from $32,903 of take-home pay and $4,057 remains, which is $338 a month of breathing room. That margin equals 10.2% of gross pay, a workable but modest cushion.
Can Waiters and Waitresses afford to live in Arapahoe County, CO?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $39,650 that ceiling is $991 a month. The one-bedroom Fair Market Rent of $1,831 is $840 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $35.21 an hour; the median for Waiters and Waitresses is $19.06, which is 46% below that mark. Another way to see it: at $15.82 of take-home pay an hour, a one-bedroom takes about 26.7 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,169 a month means $1,085 each. Compared with renting a one-bedroom alone, that saves $8,958 a year. With a roommate, the yearly margin after the basics becomes $13,015.
How fast you can save
At $338 a month of margin, building a $10,000 emergency fund would take about 30 months (2.5 years). Setting aside half of the margin stretches the same goal to about 60 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Waiters and Waitresses pay in Arapahoe County, CO
How much do Waiters and Waitresses make per hour in Arapahoe County, CO?
The median is $19.06 per hour, based on $39,650 a year over 2,080 hours. Hourly pay runs from about $14.91 at the 10th percentile to $37.68 at the 90th percentile.
How much do Waiters and Waitresses take home after taxes in Arapahoe County, CO?
After federal income tax, FICA and state income tax, the median salary of $39,650 becomes $32,903 a year. That is $2,742 a month, $1,265 every two weeks or $633 a week.
How much tax do Waiters and Waitresses pay in Arapahoe County, CO?
Total taxes are $6,747 a year, an effective rate of 17.0%: $2,630 federal income tax, $3,033 FICA and $1,085 Colorado income tax.
Do Waiters and Waitresses earn more in Arapahoe County, CO than elsewhere in Colorado?
No. The local median of $39,650 is -7.0% versus the Colorado average of $42,629, a difference of $2,979 a year.
Can Waiters and Waitresses afford a one-bedroom apartment in Arapahoe County, CO?
A one-bedroom costs $1,831 a month against take-home pay of $2,742, which is 66.8% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $991 a month.
What is the monthly budget margin for Waiters and Waitresses in Arapahoe County, CO?
About $338 a month ($4,057 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $28,846 a year.
What hourly wage covers a one-bedroom in Arapahoe County, CO at the 30% guideline?
$35.21 an hour for a full-time schedule, calculated as the $21,972 annual rent divided by 0.30 and by 2,080 hours. The median for Waiters and Waitresses is $19.06.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Denver-Aurora-Centennial, CO metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Colorado rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.