What a one-bedroom costs, state by state
The HUD Fair Market Rent for a one-bedroom apartment, weighted by county population, runs from $840 a month in West Virginia to $2,204 in District of Columbia. That is 2.6 times as much. Over a year the difference is $16,371.
Fair Market Rent is HUD's estimate of the 40th-percentile gross rent, including basic utilities, for standard units. It describes an apartment that is available to a typical renter, not a listing in the priciest neighborhood.
The Census measure
The Census Bureau's American Community Survey measures what renters actually pay for homes of every size. Its state medians range up to $2,036 a month in California. The two measures differ because the Census figure includes larger and older units and rents set years ago.
Rent against a $60,000 salary
A common rule says rent should stay under 30% of gross pay. For a $60,000 salary that is $1,500 a month. A weighted one-bedroom exceeds that ceiling in 13 states.
Method
Taxes use the 2025 rules for a single filer with wage income only and the standard deduction. Housing and living costs are county figures from HUD (one-bedroom Fair Market Rent), the USDA Thrifty Food Plan and state energy prices from the Energy Information Administration, averaged across each state's counties and weighted by population, so large counties count more. Local income taxes are not included.